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What Is A General Liability Certificate And Why Do I Need It?

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What Is A General Liability Certificate And Why Do I Need It?

What Is a General Liability Certificate and Why Do I Need It?

A certificate of insurance (also known as a COI) provides proof that you and your business have coverage. A COI can show proof of general liability insurance or any other type of insurance policy your business carries. Depending on the insurance provider you select, your COI might be automatically delivered to you. Otherwise, you may need to request your COI from your policyholder.

The general liability certificate can be an important document because it can be used to show potential customers, employees, and government officials that you’re protected. For example, if a customer is on the fence about hiring you for a big project, a COI can provide that extra push to show you’re committed to performing the work in a safe and effective manner.

Want to know more about general liability insurance? Check out:

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*Harborway Insurance policies are underwritten by Spinnaker Insurance Company and reinsured by Munich Re, an A+ (Superior) rated reinsurance carrier by A.M. Best. Harborway Insurance is a trade name of Simply Business, Inc., which is a licensed insurance producer in all 50 states and the District of Columbia.

© Copyright 2020 Simply Business. All Rights Reserved. Simply Business, Inc. is a licensed insurance producer in all U.S. States and the District of Columbia. Simply Business has its registered office at Simply Business, 1 Beacon Street, 15th Floor, Boston, MA, 02108. In the state of California, we operate under the name Simply Business Insurance Agency, Inc., License #0M20593. In the state of New York we operate under the name Simply Business Insurance Agency. In the state of Texas we operate under the name, U.S. Simply Business, Inc. For more information, please refer to our Privacy Policy and Terms & Conditions.