Handyman Insurance

insured handyman and customer

Insuring over 1 million small business owners worldwide.

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What Does Handyman Insurance Cover?

Repairs, maintenance, installation, cleaning – there’s a wide variety of jobs that can come your way. They also can come with a wide range of risks. We can help you choose coverages and policies to financially protect you from some of the most common ones, such as these:

handyman

damage to someones property

A hammer falls and cracks a tile floor. A lamp is knocked over as you’re moving in some equipment. A general liability policy can help cover claims and legal costs that may result from accidents in the normal course of your work.


person getting injured

Accidents aren’t limited only to someone’s property. If a customer trips over a stray ladder and gets hurt, you could be responsible for medical bills, legal fees, and other costs associated with a claim. A general liability policy could help pay for those types of third-party claims.


care for sick or injured employee workers comp

Some jobs require an extra set of hands, so you may hire an employee or two. If so, you should consider workers’ compensation. It’s often legally required and it can protect your business from costly claims as well as take care of your trusted helpers if they get sick or injured on the job. Workers’ comp insurance can help cover medical costs as well as rehab expenses, lost wages, and funeral and survivor benefits.

Even if you have no employees, we also recommend workers’ comp to take care of yourself, especially because many health insurance policies won’t cover workplace injuries.


damaged equipment inland marine icon

You need the right tools for the job. But what would you do if your tools, equipment, or materials were stolen or damaged on the way to a job or while stored at a work location? What about your laptop or mobile device that you travel with for work? An inland marine policy can help cover the cost to repair or replace them.


errors and omissions insurance icon

A bookshelf you built collapses and damages an expensive antique collection. A client claims you did a shoddy paint job on their garage and wants a refund. Even if it’s not your fault, you still may be responsible for covering the damages or defending yourself against the claim. Contractor’s errors and omission insurance can help cover the costs in both types of instances.


Business Insurance

Learn more about policies for small businesses, what they cover, why you might need them, and how we can help – all in just 60 seconds.

As a small business owner you do a lot, just like general liability insurance. General liability can help provide financial protection in the event of, well, unfortunate events. Like injury or damage to another person or their property, advertising injury and product liability, medical payments, and more. Without general liability insurance, you know who’s likely on the hook for that: you, and that could cost you a bundle- as opposed to a good general liability policy. Even if you did nothing wrong, you can still find yourself paying for legal fees and a lawsuit. And getting covered is easy and fast with us. Spend a few minutes online or on the phone we can help find you a policy among the top insurers out there. When it comes to getting you covered, we can do a lot, just like general liability insurance.

How Much Does Insurance for Handymen Cost?

Get a quick estimate in just 3 steps. 

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handyman insurance cost calculator person

Most states require you to carry workers’ compensation insurance if you have employees. There also may be licensing requirements that require certain liability coverages. As for other self-employed handyman insurance requirements, we recommend checking with your state and local governments.


The cost for your insurance coverage is largely determined by the type of work you do, the kinds of risks you’re exposed to, and the number of employees you have on your payroll.

Some other factors can include where your business is located, how many years of experience you have, and your annual revenue.

We can help find the coverages and prices for your business in just 10 minutes right here.


If you’re thinking of buying business insurance, we want to make it easier for you.

We think it’s helpful to have an idea about your annual revenue and payroll estimates as well as information about any previous insurance before you get started.


Small business insurance is what we do. Whether it’s covering you for accidents and mistakes, meeting workers’ comp requirements, or protecting your equipment and tools, we can help find the coverage you need for your handyman business.

We provide customized coverage options and quotes from top-rated small business insurers – all in just 10 minutes. More than 1 million small business owners worldwide trust us with their insurance, and we consistently earn high customer ratings and reviews.


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