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Simply Business is pleased to provide tailored insurance options from:
You take pride in protecting your customers’ lawns and gardens — but who’s protecting your business?
At Simply Business, we work with lawn care professionals, gardeners, and landscapers to build better business insurance policies. Whether you specialize in installing sod or designing magazine-worthy gardens, our policies will keep you covered while you’re working with customers.
Plus, we make it easy to get insured. Get an online quote in under 10 minutes, or call one of our licensed insurance agents for expert help in selecting the right policy.Get Your Quote
Lawn care businesses face unique risks based on the kind of services they specialize in, the location they serve, and the type of projects they work on. That’s why we typically recommend the following policies to our lawn care professionals:
General liability insurance — also known as commercial general liability (CGL) insurance — is coverage that can protect you from claims involving accidents, property damage, and certain lawsuits. Without general liability insurance, you could find yourself personally liable if you or an employee cause an accident or damage to a customer’s property.
General liability insurance can cover claims resulting from:
Your general liability policy usually won’t cover:
Learn more about General Liability Insurance.
You spent a lot of money and time building up your tools and lawn care equipment. So what would happen if they were damaged or stolen?
That’s why we recommend adding contents coverage to your lawn care business insurance. Contents coverage provides financial protection in case your tools are damaged or stolen during the course of your lawn care work. If this happens, your policy may cover the cost of repairing or replacing your property (up to your coverage limit).
Our contents coverage can be affordably packaged with our general liability insurance, so be sure to select it when shopping for a quote.
If an employee gets sick or hurt on the job, your workers compensation policy can cover their medical bills and lost wages. Workers compensation policies are required by law when you hire your first employee, so it’s good to add it to your lawn care insurance coverage.
Workers compensation insurance usually covers:
Getting the info you need on your lawn care insurance can feel time-consuming, but we’re here to make the process easier for you. Check out our answers to the most frequently asked questions about finding and buying lawn care business insurance.
If you own a lawn care business, then absolutely! Lawn care insurance plays a crucial role in protecting your money, your employees, your tools and equipment, and your customers and their property. Without this insurance, you’re on the hook for any damages or accidents your business causes. That means you would have to pay those bills out-of-pocket, which could be financially devastating to your lawn care business.
Lawn care insurance can be customized to protect your lawn care company from your biggest risks. So whether you need just a standard general liability policy or you want to also protect your tools and lawn care equipment, we can add these policies to your overall lawn care business insurance coverage.
That really depends on where you live, as some states require it, while others don’t. If you have questions about what your state requires, give us a call and one of our insurance agents can help answer your questions.
However, even if you’re not required to be insured in your state, there are several reasons you should carry it:
While there’s no one answer for how much lawn care insurance costs, you can get a good idea for how much you might pay based on:
Want to find out how much your lawn care insurance may cost? Click here to answer a few questions so we can help you learn how much you might pay for your lawn care insurance policy.
Simply Business is an online business insurance brokerage that lets you compare and buy policies from top insurers. We have over a decade of experience in making business insurance clear and simple for our customers.
We pride ourselves on making business insurance:
Fast and Affordable: You have better things to focus on, like running your business. Our policies are fast, affordable, and ready when you are.
Tailored to You: Forget one-size-fits-all insurance. Get the protection your business needs, when you need it most.
Flexible with Coverage: Whether you need increased coverage for the busy season or policies for a large project, Simply Business can help.
After all, you’ve worked hard to build your lawn care business, and we offer the best coverage to protect it.