Graphic Designer Insurance

Tailored Protection for Your Graphic Designer Business

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Simply Business is pleased to provide tailored insurance coverage from Hiscox, Travelers, and CNA.

Simply Business is pleased to provide tailored insurance coverage from Hiscox, Travelers, and CNA.

Graphic Designer Insurance That’s Made Just For You

Whether you’re a wizard with widgets or an artist with ads, your graphic designer business gives you the chance to flex your visual talents. But even the best graphic designer might face a situation where a client accuses them of an error - and when that happens, your graphic designer insurance can come to the rescue!

At Simply Business, we can create graphic designer insurance that’s as unique and engaging as your designs. This coverage can help protect you from common risks so you can focus on doing what you do best.

What Insurance Do Graphic Designers Need?

Whether you’re conducting meetings on clients’ properties or operating out of your own office, you’ll probably need business insurance that covers you and your work. Let Simply Business build a graphic designer insurance policy that’s personalized just for you.

Need more detail? Read our FAQs:

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Professional Liability Insurance for Graphic Designers

Professional Liability insurance - which can also be called errors and omissions insurance (E&O insurance) - is a type of policy that provides protection if a customer alleges an error from your graphic design services. For example, if your customer is sued for a copyright issue and the work originates from the services you provided, your professional liability insurance policy may cover damages and legal costs.

Professional liability insurance usually covers:

  • Unintentional negligence
  • Legal costs
  • Libel and/or slander claims
  • Copyright infringement
  • And more

Professional liability insurance usually does not cover:

  • Intentional negligence
  • Bodily injury
  • Damages to third-party property
  • Patents and trade secrets
  • And more

General Liability Insurance for Graphic Designers

If your clients are in your office on a frequent basis, you may benefit from a general liability insurance policy. This coverage - which is also referred to as commercial general liability (CGL) insurance - protects your business from third-party claims of bodily injury or damage to someone else’s property. For example, if a client slips or trips on your office carpet and is treated for her injury, your policy may pay for resulting damages and legal fees.

General liability usually covers:

  • Bodily injury
  • Property damage
  • Medical expenses
  • And more

General liability insurance usually does not cover:

  • Damage to your property
  • Professional services
  • Employees’ medical bills
  • And more

Learn more about commercial general liability insurance.

Workers Compensation Insurance for Graphic Designers

If you have part-time or full-time employees, you may be required to get workers compensation insurance. This policy covers medical bills, lost wages, and any legal costs that may occur if one of your workers gets hurt or sick on the job.

It’s definitely worth double-checking to see if your state requires you to get workers compensation insurance; if so, make sure you add it to your graphic designer insurance coverage!

Learn more about workers compensation insurance.

How Much Does Insurance for Graphic Designers Cost?

Want to see how much you might pay for your graphic designer insurance? No problem! Your policy price is usually determined by the following factors:

  • The number of employees you have (full-time and/or part-time)
  • Your business location
  • The types of services you offer
  • Payroll
  • Revenue
  • And more

Ready to see how much your graphic designer insurance will cost? Just click here to answer a couple of questions about your business.

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