Customized Insurance For Your Barber BusinessGet Your Quote
You know men’s hair - buzz cuts, side parts, and pompadours… the list goes on. You’re a master in your trade, and you empower clients with every hair transformation you give them. Now is the time to empower your business by protecting it with insurance.
Let Simply Business build a barber insurance policy that’s personalized just for you.
Need more detail? Read our FAQs:Get Your Quote
Sometimes, customers aren’t satisfied with a haircut. You probably have heard stories about a haircut gone really wrong, and a super upset customer. It could be a hack job, or a hair coloring service that damaged a man’s scalp. A simple error on a coloring puts you in a position to receive a claim for damages from a customer, which is why it’s crucial for you to be insured.
Professional liability is a type of policy that provides coverage in the event a customer alleges negligence from your professional services. If your customer decides to sue your business for mistakes related to your services, your Professional Liability insurance policy may cover damage and legal costs.
General liability insurance is sometimes combined with professional liability insurance, but make sure you check to see if your coverage includes both options. The reason why is because general liability insurance protects your business from third-party claims of bodily injury or damage to someone else’s property.
Not only do you have customers come to your barber shop, sometimes heavily trafficked areas like your shop increase the chances of an accident. Sinks can spill water and make the floors slippery and someone could fall. Chairs and product carts could be in the way and trip someone, resulting in a sprained ankle. For accidents or damage caused to your property, general liability may cover some of the medical and repair bills for those that were injured.
Learn more about commercial general liability insurance.
Do you have full-time employees or part-time help? If that’s the case, you’ll may need workers compensation insurance. If someone who works for you gets hurt on the job, this coverage provides help with medical bills, lost wages, and any legal costs that relate to the injury.
Most states require any business with employees to have workers compensation insurance, so make sure you add it to your policy!
Learn more about workers compensation insurance.
Not sure how much you might pay for coverage for your barber business? While there’s no one answer for how much your policy will cost, your final premium will usually be determined by:
Want to find out how much your insurance policy might cost? Just click here to answer a couple of questions about your business.