Customized Insurance for Your Web Design BusinessGet Your Quote
As a web designer, you put your heart, soul, and artistic talent into your work. That’s why your customers are so delighted when you finally unveil the look and feel of their website. But what happens later if a customer accuses you of making a costly error or that you plagiarized another web developer’s work?
That’s where web designer insurance from Simply Business comes in. Our personalized insurance policies provide you with the protection you need to focus on what you do best: building beautiful and unique websites.
Since a lot of your time is spent producing creative work for clients, you’re going to need a range of insurance coverage that protects you in case of errors, negligence, or copyright claims. Let Simply Business build a web design insurance policy that’s personalized just for you.
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Professional liability insurance — also called errors and omissions (E&O) insurance — is a type of policy that protects you if a customer accuses you of being negligent with your work and decides to sue. If that happens, your professional liability insurance policy may cover the cost of your legal fees, as well as any claims you might have to pay (up to your policy limit).
This can be an essential insurance policy for web designers, simply because so much of what you do is based on your creative work and guidance.
Professional liability insurance usually covers:
Professional liability insurance doesn’t cover:
General liability insurance — also known as commercial general liability (CGL) insurance — protects your web design business from third-party claims of bodily injury or property damage. For example, if a client visits your office and accidentally trips over a loose wire, general liability insurance may cover any resulting medical costs pertaining to their injury.
General liability usually covers:
General liability insurance does not cover:
Learn more about commercial general liability insurance.
Got full-time or part-time employees who help with your web design business? If so, you may need workers compensation insurance. This type of insurance policy covers medical bills, lost wages, and any legal costs associated with an employee or subcontractor who got sick or hurt on the job.
Your state may require you to carry workers compensation insurance, so it’s worth checking if you should add it to your web design insurance coverage.
Learn more about workers compensation insurance.
If you’re curious about how much a web design business insurance policy may cost, we can help! In order to determine your final policy price, we’ll need the following information: