Contractor insurance with same day COI.
One application, multiple quotes.
All in one place.
Essential Protection
From
$68.75
/month*
Can help cover claims of accidental damage to a customer’s property, such as dents to walls or floors.
What’s included:
General Liability
Coverage limits: $1M to $2M†
Get multiple quotes in less than 10 mins
Essential Protection
From
$68.75
/month*
Can help cover claims of accidental damage to a customer’s property, such as dents to walls or floors.
What’s included:
General Liability
Coverage limits: $1M to $2M†
Get multiple quotes in less than 10 mins
Would you rather pick and choose your coverage? Explore all options
Insuring over 1 million small business owners worldwide.
Buy instantly online. No junk mail. No spam calls.
We cover 400+ types of businesses
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Get customized coverage options and quotes from top-rated small business insurers.
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Choose among affordable policies, many with savings up to 20% and monthly payment options.**
Our +1 million customers are big fans. And you will be too.
I went online, looked around, and found Simply Business. The process was so seamless. I got my certificate within minutes. It was just phenomenal.
Karen
Owner of Tangaza Bath & Body Studio LLC
With Simply Business I know I can look at different carriers, but also see all my stuff in the same place… a lot of [insurance] providers don’t offer a variety of coverage, all in one place.
Jef
Owner of Bunker83 LLC
It wasn’t overwhelming to figure out what was covered and what wasn’t covered. And the cost was competitive.
Kim
Owner of Room to Breathe Professional Organizing
Find the perfect fit for your unique needs
Choose a coverage to get started:
General Liability Insurance
From
$68.75
/month*
A foundational coverage for contractors to help handle costs from third-party accidents, property damage, and bodily injury.
Contractor’s Equipment and Small Tools
From
$20.83
/month‡
Also known as inland marine insurance, this coverage can financially protect equipment and inventory that is in transport or stored offsite.
Workers’ Comp Insurance
From
$38.91
/month*
Coverage to help take care of employees who get sick or injured on the job. Most states require this for small businesses with full or part-time employees. Can also benefit business owners without employees.
Frequently asked questions
We provide customized coverage options and quotes from top-rated small business insurers – all in just 10 minutes. More than 1 million small business owners worldwide trust us with their insurance, and we consistently earn high customer ratings and reviews.
Business insurance could financially protect your business from costly expenses due to property damage, accidents, lawsuits, and more. For example, imagine a customer slips and falls in your store. Without general liability insurance, you could be responsible for their medical bills and legal fees, and your savings could take a major hit.
Many clients require small business owners to have insurance policy before signing a contract, and some coverages — like workers’ compensation — are required in most states.
For example, imagine a customer slips and falls in your store. Without general liability insurance, you could be responsible for their medical bills and legal fees, and your savings could take a major hit.
General liability insurance is a policy that helps handle costs from third-party accidents, property damage, and bodily injury. A general liability policy can help cover the costs of a claim — including resulting legal fees — up to your policy limit.
General liability cost is largely determined by the type of work you do, the kinds of risks you’re exposed to, and the number of employees you have on your payroll.
Some other factors can include where your business is located, how many years of experience you have, and the financial stability of your operation.
We can help find the coverages and prices for your business in just 10 minutes right here.
Highly rated carriers. Handpicked for small businesses.
*The displayed price for each product is a monthly estimate calculated from the 10th percentile of relevant policies sold by Simply Business (e.g., General Liability data is used for General Liability estimates). This estimate uses data from relevant policy sales between July–December 2025. Final price and payment terms, which may include an initial down payment, are subject to change based on your state, selected insurance provider, and specific business details.
† Limits may vary by state and nature of your business.
‡ Displayed price is based on the lowest available coverage limit for Equipment and Small Tools policies.
**Actual savings may vary based on the nature of your business, its location, and insurance provider appetite. Savings percentage is calculated using the average price difference of quotes from SB’s panel of insurance providers.