Cleaning Business Insurance

Insuring over 1 million small business owners worldwide.

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Cleaning Business Insurance That Works for You

What to Consider When Looking for The Best Small Business Insurance

If you’ve never purchased business insurance before it can come with a lot of questions. Not to worry helping small business owners get insured is what we’re all about. Online or on the phone, we can quickly find out what your business needs and in just seconds some pretty cool technology can shop around for quotes from multiple insurers you just choose the policy that fits your business and your budget. We’ve done this for thousands of business owners like you, so before you know it your questions are answered and you my friend are insured. You’re welcome.

Does a House Cleaner Need Insurance?















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Why Should I Get Insurance for My Cleaning Business?

Whether you have a cleaning business with employees or you work for yourself, you’re probably budget-conscious. If you’re not aware of how valuable cleaning business insurance is, you may not want to spend your money on it.

So why even get a policy in the first place?

You can’t control when accidents happen. Accidents can happen at any time. And if you don’t have the right coverage in place, you may quickly find out how expensive an accident can be.

And the accident might not even be your fault. Maybe one of your part-time employees knocks over a priceless vase while vacuuming in a customer’s home. Regardless of who caused the accident, if they work for your business, you may be liable for costs resulting from property damage or third-party injuries (i.e., customers or vendors).

A customer may decide to sue you. Even if you’re doing your work perfectly, a customer could find some fault and decide to sue your business. It doesn’t matter if you’re in the right — you’ll still have to hire an attorney to defend you.

This scenario happens a lot more often than you think. An estimated 43% of small business owners have reported being involved in a lawsuit pertaining to their business.

It may be a legal requirement. Different states have different requirements, but if you need a business license or special certification to be a cleaner, you may be asked to show a certificate of insurance (aka a COI). This document provides proof that you have the kind of coverage that might be required by state or federal laws.

Prospective customers may be more willing to hire you. If a customer has to decide between hiring a cleaner with no insurance and a cleaner who carries insurance (hopefully that’s you!), it’s likely they will hire the insured business.

That’s because the customer knows that if any accidents or property damage occur as a result of your work, they won’t have to pay for it themselves — your policy can cover it.

Need a little more convincing as to why you should carry cleaning business insurance? Give our licensed insurance agents a call at 844-654-7272 — they’ll be happy to answer any questions you have!