Affordable Protection for IT Consulting ServicesGet Your Quote
Simply Business is pleased to provide tailored insurance options from:
You’re hired to help companies identify the best tech to execute their day-to-day tasks efficiently and effectively. With close care and attention-to-detail, you ensure that a business is using the best tech platforms for their success and security.
While you are zeroed-in on another business, it’s important to protect yours. Simply Business can help you find an IT consultants insurance policy that’s as unique as your business. This coverage can help protect you from common risks, so you can continue delivering great work for your customers.
As an IT consultant, you’re likely working on a client’s site. You’re also responsible for guiding them in the right direction with technology. Naturally, you’re always at risk for potential accidents and property damage. Additionally, if a customer is hurt while working with you, your business could be exposed to lawsuits and medical claims.Get Your Quote
General liability insurance — also known as commercial general liability (CGL) insurance — covers costs associated with third-party accidents, property damage, and bodily injury. Without this type of coverage, your IT consulting business may be responsible for those costs.
For example, if you are working on a clients’ site and accidentally knock over a floor lamp (and damage it), general liability would have you covered for the repair or replacement costs. That’s why we recommend that IT consultants carry general liability insurance, as it can provide their business with essential protection.
General liability usually covers:
General liability insurance usually does not cover:
Learn more about General Liability Insurance.
Professional Liability insurance is a type of policy that provides coverage in the event a customer alleges negligence from your professional services.
As you are providing businesses with technology recommendations, you could make a mistake or recommend a technology platform that your client claims has sabotaged their success. Professional liability insurance would help cover the lawsuit costs.
Professional liability insurance usually covers:
Professional liability insurance usually does not cover:
Learn more about Professional Liability Insurance.
If you have any full-time or part-time employees, including subcontractors, your business needs additional protection in the event of workplace injuries. Most states require businesses to carry a workers compensation policy when you hire your first employee, so be sure to add it to your coverage if you have a team.
Here’s how workers compensation insurance works: If an employee gets injured on the job, this insurance can cover medical costs and lost wages. If an employee is out due to illness, workers compensation offers your business financial protection.
While there’s no single answer for how much insurance costs for IT consultants, you can get an estimate for what you may pay based on:
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