Private Tutors Insurance

Affordable Protection for Private Tutoring Services

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Simply Business is pleased to provide tailored insurance options from:

Private Tutors Insurance That’s Made Just for You

Private tutors are needed for many reasons; someone may want to take up piano lessons or a student may need help with studies in medical school. Regardless of whom you’re supporting, small business insurance helps you with adequate protection.

At Simply Business, we can help you find a private tutor insurance policy that’s as unique as your business. This coverage can help protect you from common risks so you can continue delivering great work for your customers.

What Insurance Do Private Tutors Need?

If students visit your office, accidents and bodily injury could occur. The same is true if you’re working at a customer’s home, such as accidentally tripping over a chair and breaking it or hurting yourself and others. Business insurance is meant to help with property damage and medical costs associated with work performance.

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General Liability Insurance for Private Tutors

You’ll have more peace of mind as a private tutor if you have general liability insurance, also known as commercial general liability (CGL) insurance. If you accidentally spill a glass of water on your client’s laptop or trip and fall over a loose carpet and hurt your back, this essential policy covers costs associated with third-party accidents, property damage, and bodily injury.

General liability usually covers:

  • Bodily injury
  • Third-party property damage
  • Personal and advertising injury
  • Medical expenses
  • And more

General liability insurance usually does not cover:

  • Damage to your own property
  • Professional services
  • Workers compensation or injury to your employees
  • Damage to your work
  • Expected or intentional injury or damage
  • And more

Learn more about General Liability Insurance.

Professional Liability Insurance for Private Tutors

Being a tutor involves consistently guiding and advising students. Naturally, you’re at risk for errors and negligence as you’re working. If a client claims that you didn’t prepare them for a major exam they failed, you could face costly and unexpected expenses. Professional liability insurance covers such claims and lawsuits for negligence related to your professional services.

Professional liability insurance usually covers:

  • Negligence or alleged negligence
  • Legal defense costs
  • Claims involving libel and/or slander
  • Copyright infringement
  • Claims and damages
  • And more

Professional liability insurance usually does not cover:

  • Intentional negligence
  • Bodily injury
  • Property damage
  • False advertising
  • Employment matters
  • Patents and trade secrets
  • And more

Learn more about Professional Liability Insurance.

Workers Compensation Insurance for Private Tutors

If you have employees for your private tutoring business, you’ll likely need workers compensation insurance. Most states require this coverage — also known as employers liability insurance — because it provides your business with financial protection if an employee gets sick or injured while working for you.

Coverages include:

  • Medical Payments
  • Lost Wages
  • Rehabilitation Expenses
  • Death Benefits

How Much Does Insurance Cost for Private Tutors?

While there’s no single answer for how much insurance costs for private tutors, you can get an estimate for what you may pay based on:

  • Your revenue
  • Your payroll
  • Your business location
  • The type of services you provide
  • And more

Want to find out how much your private tutoring business insurance may cost?

Click here to answer a few questions so we can help you learn how much you can expect to pay for your private tutor insurance coverage.

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