Videographer insurance
Videographer insurance
One application, multiple quotes.
All in one place.
Essential Protection
From
$11.33
/month*
Could help cover claims against your business for property damage and injuries to others.
What’s included:
General Liability
Coverage limits: $100K to $2M†
Get multiple quotes in less than 10 mins
Essential Protection
From
$11.33
/month*
Could help cover claims against your business for property damage and injuries to others.
What’s included:
General Liability
Coverage limits: $100K to $2M†
Get multiple quotes in less than 10 mins
Would you rather pick and choose your coverage? Explore all options
Over 1 million customers worldwide.
Buy instantly online.
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Protect Your Business with Insurance for Videographers
You work hard to create incredible videos that your clients love. You spend hours making sure you’ve got all the right angles and footage to deliver precisely what your clients expect and to make your vision come to life. But who’s protecting your equipment, files, and other essential elements of your business?
That’s where Simply Business comes in.
Simply Business is an online insurance platform that makes it easy for videographers to find customized videographer insurance protection. With coverage from insurance types such as general liability, we’ll make sure you have protection from the biggest risks your business could face.
It’s easy to get started. Give us 10 minutes, and we’ll show you policies that work harder for you.
Ready to experience comprehensive videographer insurance that gets you?
Business Insurance Benefits:
- It can protect your business from certain claims.
- It can cover damages caused by your negligence.
- Proof of insurance can help clients feel good about your work.
- It may be required where you’re located.
What Type of Videographer Insurance Do I Need?
General Liability
A foundational insurance coverage to help handle costs from third-party accidents, property damage, and bodily injury.
From
$20.75
/month*
Workers’ Comp
Coverage to help take care of employees who get sick or injured on the job. Most states require this coverage for small businesses with full- or part-time employees. It also can benefit business owners who don’t have employees.
From
$38.91
/mon*
Contractor’s Equipment and Small Tools Insurance
Also known as inland marine insurance, this coverage can financially protect equipment and inventory that’s in transport or stored offsite.
From
$20.83
/month‡
From
$25.83
/month*
Business Owner’s Policy (BOP)
General liability, property insurance, and more all in one convenient package.
From
$33.75
/mon*
Business insurance —
a quick explainer
Learn more about policies for small businesses, what they cover, why you might need them, and how we can help – all in just 60 seconds.
What Type of Insurance Do I Need for My Videography Business?
Insurance for videographers can be customized to safeguard you from common risks and liabilities. When thinking about what coverage your videography business may need, we recommend the following policies as part of your foundational coverage.
Commercial General Liability Insurance
If you rent studio space for your videography, you should consider commercial general liability insurance. This policy type — also known as general liability (GL) insurance — covers any costs associated with third-party accidents, damages to property, and bodily injuries to a third party, like a client or vendor.
General liability insurance is considered a foundational coverage because it can protect you from major claims and costs that come with doing business. For example, the average customer injury or damage claim (something that general liability insurance covers) is typically around $30,000. That expense is not one to ignore, particularly if you’re just starting out in your business.
In other words, without general liability insurance, you may have to pay for those expenses on your own.
But how does GL insurance work for videographers? Let’s say that while filming on a client’s property, a child trips over cords you laid out for production. The child breaks an arm and is rushed to the hospital, which results in some hefty medical bills. The client is furious, expects you to pay the medical bills, and sues you.
If you have general liability insurance for videographers, you may not have to pay a dime out of your pocket — for the medical bills or legal fees — depending on your policy limits.
- Bodily injury to another person
- Third-party property damage
- Personal and advertising injury
- Medical expenses
- And more
- Damage to your own property
- Professional services
- Workers compensation or injury to your employees
- Damage to your work
- Motor vehicles while in business use
- Expected or intentional injury or damage
- And more
Professional Liability Insurance
As a professional videographer, your clients trust you to document precious or exciting moments and expect that you’ll deliver high-quality work.
But what happens if something goes wrong with a project?
In these cases, professional liability insurance can protect your business from some of the worst situations you may encounter.
Videographer professional liability insurance protects both you and your business if a client claims that you or your business was negligent during your assignment with them. Also, if you have employees, videographer insurance can cover them as well.
So what does this look like in a real situation?
You just finished editing the video from a client’s wedding. This was your first major client, and you were super excited about the chance to document such a significant life event for this couple. Unfortunately, while you were putting the finishing touches on the video, you mistakenly deleted all of the footage and are unable to restore it. Your client is devastated and demands you make the situation right.
That’s a tough one. But your professional liability insurance policy has your back. Your policy can cover the cost of the damages, as well as the legal fees if they sue you. Having this protection means you don’t have to worry about your personal finances to cover the fees. Technology can be fickle, no matter how careful you are, so investing in professional liability insurance for videographers is a smart business move.
- Negligence or alleged negligence
- Legal defense costs
- Omissions or alleged omissions
- Claims and damages
- Intentional acts and omissions
- Property damage
- Medical expenses
- Bodily injury
- And more
Workers Compensation Insurance
Do you employ any full- or part-time employees for your videography business? If so, you may be required to have workers compensation insurance per your state’s laws. This type of insurance can cover the costs associated with employee injuries or accidents while they are working.
Most states require business owners with employees to carry some type of workers compensation coverage. Be sure to check your state’s laws to confirm your requirements.
With the estimated average work injury cost being about $41,000, with a whopping $170.8 billion worth of claims in 2018 alone, that can be very devastating to a business. Also, by not having a current workers compensation insurance policy, you may be scaring potential employees away.
There’s no question that it’s a good idea to have workers compensation insurance as part of your overall videographer insurance plan, even if you only have a handful of employees.
In general, workers compensation insurance for videographers can cover:
- Medical payments
- Lost wages
- Rehabilitation expenses
- Death benefits
What Does Videographer Insurance Cost
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Videographer Insurance FAQs
Why Videographers Choose Simply Business
Small business insurance is what we do. Whether it’s covering you for accidents and errors, meeting workers’ comp requirements, or financially protecting your business from the unexpected, we can help find the coverage you need for your business.
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Our +1 million customers are big fans. And you will be too.
I went online, looked around, and found Simply Business. The process was so seamless. I got my certificate within minutes. It was just phenomenal.
Karen
Owner of Tangaza Bath & Body Studio LLC
With Simply Business I know I can look at different carriers, but also see all my stuff in the same place… a lot of [insurance] providers don’t offer a variety of coverage, all in one place.
Jef
Owner of Bunker83 LLC
It wasn’t overwhelming to figure out what was covered and what wasn’t covered. And the cost was competitive.
Kim
Owner of Room to Breathe Professional Organizing
Feel confident in your choice.
We partner with a range of top-rated carriers and use smart technology to match you with policies that fit your specific business, your risks, and budget.
400+
business types covered
1M+
customers worldwide
18
top-rated carriers
We’ve Got More Helpful Information
*The displayed price for each product is a monthly estimate calculated from the 10th percentile of relevant policies sold by Simply Business (e.g., General Liability data is used for General Liability estimates). This estimate uses data from relevant policy sales between July–December 2025. Final price and payment terms, which may include an initial down payment, are subject to change based on your state, selected insurance provider, and specific business details.
† Limits may vary by state and nature of your business.
‡Displayed price is based on the lowest available coverage limit for Equipment and Small Tools policies.