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Simply Business is pleased to provide tailored insurance options from:

  • Accredited America
  • ABIC Insurance
  • Arch Insurance America
  • biBERK Business Insurance
  • Cerity Insurance
  • Clear Blue Insurance
  • CNA Insurance
  • Frank Winston Crum Insurance
  • Harborway Insurance
  • Hiscox Insurance
  • Markel Insurance
  • Preferra Insurance Company RRG
  • RLI Insurance
  • SolePro Insurance
  • Travelers Insurance
  • USG Insurance Services, Inc.

Business insurance can get complicated. After all, the laws regarding coverage requirements can vary by state and occupation. Let us help you understand some of the most important things to look for in an insurance policy to help you make an informed decision.

Select your state from the section below to learn more today!

Types of Business Insurance Coverage

Business insurance is a comprehensive term that refers to several policies (either purchased individually or bundled) with the goal of protecting your business. Below are descriptions of some of the most common coverage types.

General liability (sometimes called commercial general liability) insurance can cover costs associated with third-party accidents, property damage, and bodily injury. Without this type of coverage, your business may be responsible for those costs.

Professional liability insurance can provide coverage for your business if a client claims that you were negligent in performing your professional services. One such coverage type is errors and omissions insurance, which may cover the costs of legal claims or alleged damage caused to a customer by errors or unintentional omissions from your work.

Workers compensation insurance (also known as employer’s liability insurance) can provide you with financial protection If an employee gets sick or injured while working for you.

Here's What Can Impact Your Business Insurance Rates:

  • Type of business you operate
  • Size of your business
  • Your payroll and annual revenue
  • The state you offer services in
  • The services you offer
  • The coverages you select
  • And more

Why choose Simply Business?

Simply Business is an online insurance provider that helps business owners find the insurance to protect their business best from top insurers.

So why should you choose Simply Business? Well, it's simple:

  • We’re fast and affordable. Running your business should be your first priority--don't sweat the small stuff. Our policies are fast, affordable, and ready when you are.

  • We’re flexible with coverage. Whether you need increased coverage because you bought new equipment or a COI, we’re here to help.

  • We get your business. Not all insurance is the same and we get that. Get the protection your business needs, when you need it the most.

You’ve worked hard to build your business. That’s why we offer the best coverage to protect it.

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*Harborway Insurance policies are underwritten by Spinnaker Insurance Company and reinsured by Munich Re, an A+ (Superior) rated insurance carrier by AM Best. Harborway Insurance is a brand name of Harborway Insurance Agency, LLC, a licensed insurance producer in all 50 states and the District of Columbia. California license #6004217.

© Copyright 2024 Simply Business. All Rights Reserved. Simply Business, LLC is a licensed insurance producer in all U.S. States and the District of Columbia. Simply Business has its registered office at Simply Business, 1 Beacon Street, 15th Floor, Boston, MA, 02108. In California, we operate under the name Simply Business Insurance Agency, LLC, License #0M20593. In Colorado, we operate under the name Simply Business, LLC DBA Simply Business Insurance Agency. In New York, we operate under the name Simply Business Insurance Agency. In Pennsylvania, we operate under the name Simply Business Insurance Agency, LLC. In Texas, we operate under the name, U.S. Simply Business, LLC. For more information, please refer to our Privacy Policy and Terms & Conditions.