How Simply
Business Works
We make small business insurance simple.
Over 1 million customers worldwide.
Buy instantly online.
Who is Simply Business?
We’re a digital insurance broker & online marketplace
Simply put, we simplify the process of researching carriers and getting quotes to help small businesses owners find, compare, and buy policies online with confidence, all in one place. We host an online marketplace to give you access to top-rated insurers that offer policies to meet your specific business needs. With an exclusive focus on small businesses, all of our products are uniquely designed to support your needs. It’s the convenience of an online marketplace, plus the expertise and guidance of real licensed agents who understand small businesses and can help.
We help you compare quotes, buy online, get proof fast, and manage your policies. In less than 10 minutes you can compare affordable quotes, choose the coverage that works for you, and manage your policy — all online, 24/7.
So, how do we make money? Simply Business receives a commission from the insurance carrier when you buy a policy through us.
How it works
How to get a quote and purchase business insurance with Simply Business
You can start right here. We’ll ask you three simple questions about your business, and quickly send you quotes tailored to your needs. Pick the policy that’s right for you, pay online, and for many policies, get your certificate of insurance, all within 10 minutes.
It’s fast, easy, and if you need a hand, our licensed agents are here to help.
COIs
Certificates of Insurance (COIs): How to get proof fast
After purchasing a policy, we will email you the steps to create your online account. From your account, you can download your Certificate of Insurance (COI) or add it to your Google or Apple wallet for easy access on the go.
Claims
File a claim with your carrier:
What to expect.
Insurance claims are handled by your insurance carrier. Please contact them for the appropriate next steps. You can find a list of carriers and more information on our Insurance Claims page.
Manage your account online
How to access policies, payments,
or get help
In addition to accessing your policies, and handling payments, you can use your account to:
- Purchase additional policies
- Change your account info (name, number, and email)
- Add an additional insured
- Download your COI anytime
Manage your existing policy
Add more coverage
You can purchase additional policies directly through your online account. However, to add additional coverage to your existing policies, you’ll need to contact one of our licensed insurance experts at 855-869-5183.
How to renew your policy
We auto-renew your policy to make sure you stay covered. Just be sure your payment info stays up to date so there’s no gap in protection.
How to cancel your policy
To cancel, call us at 855-869-5183. Only the policyholder can request cancellation. If you no longer need coverage, it’s better to cancel with us directly rather than stopping payments. Missing payments can make it harder to get insurance in the future.
Common Types of Business Insurance
General Liability Insurance
From
$20.75
/month*
Coverage for third-party accidents, property damage, and bodily injury.
Business Owner’s Policy (BOP)
From
$33.75
/month*
General liability, property insurance, and more, all in one convenient package.
Workers’ Comp Insurance
From
$38.91
/month*
Coverage to help take care of employees who get sick or injured on the job.
Professional Liability
From
$25.83
/month*
Coverage for damages and legal costs for mistakes or negligence claims (Errors & Omissions).
Inland Marine
From
$20.83
/month†
Financially protect the tools and equipment you use while in transport or on a jobsite.
Frequently Asked Questions (FAQs)
Depending on the policy you choose, coverage can protect your building, tools, and equipment. It can also help cover costs if someone is injured or if your work results in financial harm.
Your LLC is designed to protect your personal finances. Business insurance, on the other hand, safeguards the company’s finances against potential claims.
Requirements vary by state, but even if not required, business insurance serves as a fundamental layer of protection in the event of a claim. Without it, substantial costs would be paid out-of-pocket, risking personal assets. Insurance is also often required for securing contracts, and clients will ask you to provide a Certificate of Insurance (COI) as proof of coverage.
Not necessarily. We are focused on providing you with competitive pricing and the best overall value. Plus, with Simply Business, you save time by being able to compare quotes from multiple insurance carriers, all in one place, without filling out repetitive forms or dealing with unnecessary back-and-forth communication.
“$2M” typically refers to the coverage limit, not the type of policy. Check our Business Insurance Cost guides for average pricing.
Yes, when you get your insurance through Simply Business, most COIs are available in your account in minutes.
Still need help?
Our licensed agents can answer your insurance questions and help you get covered. Contact us. We’re here Monday-Friday: 8am-8pm ET.
Call us at (855) 769-6958.
*The displayed price for each product is a monthly estimate calculated from the 10th percentile of relevant policies sold by Simply Business (e.g., General Liability data is used for General Liability estimates). This estimate uses data from relevant policy sales between July–December 2025. Final price and payment terms, which may include an initial down payment, are subject to change based on your state, selected insurance provider, and specific business details.
‡ Displayed price is based on the lowest available coverage limit for Equipment and Small Tools policies.