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Engineering Insurance

Personalized Coverage for Engineers Like You

Simply Business is pleased to provide tailored insurance options from:

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Engineering Insurance That’s Made Just For You

As an engineer, you build a lot of things. We couldn’t even list them all here, but they can include cars, promotional materials, buildings, and so much more. You are an expert in design and layouts, and ensuring that the final product is strong.

However, you probably aren’t so much of an expert in small business insurance.

What Insurance Do Engineers Need?

Let Simply Business build an engineering insurance policy that’s personalized just for you.

Get your quote

Need more detail? Read our FAQs:

Coverage Type

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Professional Liability Insurance for Engineering Professionals

Professional Liability insurance - which is also referred to as errors and omissions insurance (E&O insurance) - is a type of policy that provides coverage in the event a customer alleges negligence from your professional services. If your customer decides to sue your business for mistakes related to your services, your professional liability insurance policy may cover damages and legal costs that you might be ordered to pay due to negligence.

Additionally, if an engineering service goes wrong for any number of reasons, you may be susceptible to a lawsuit from a customer, whether or not negligence occurred.

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General Liability Insurance for Engineering Professionals

General Liability insurance - also known as commercial general liability (CGL) - protects your business from third-party claims of bodily injury or damage to someone else’s property. Your job is to design, whether on a notepad, a computer, or on a physical site, and so there may be many areas that are high-risk for accidents.

General liability insurance is sometimes bought in conjunction with professional liability insurance, but be sure you check your specific policy to see if it includes both coverages. Depending on the type of work you perform, both policies may be required to provide the best level of coverage in the event your business experiences a claim.

Learn more about General Liability Insurance.

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Workers Compensation Insurance for Engineering Professionals

Do you have full-time employees, part-time help, or even a subcontractor? If that’s the case, you’ll want to include workers compensation coverage. If someone who works for you gets hurt on the job, this coverage typically provides assistance with medical bills, lost wages, and legal costs that relate to the injury.

Most states require any business with employees must have workers compensation insurance, so consider whether your business requires it!

Learn more about workers compensation insurance.

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How Much Does Insurance for Engineering Professionals Cost?

Not sure how much you might pay for coverage for your engineering services? While there’s no one answer for how much your policy will cost, your final premium will usually be determined by:

  • The number of employees you have (including part-time and consultants)
  • Your location
  • Payroll
  • Revenue
  • And more

Want to find out how much your accounting business insurance might cost? Just click here to answer a couple of questions about your business.

© Copyright 2020 Simply Business. All Rights Reserved. Simply Business, Inc. is a licensed insurance producer in all U.S. States and the District of Columbia. Please be advised that insurance coverage cannot be added, deleted or otherwise changed until it is confirmed in writing by Simply Business or your insurance carrier. Simply Business has its registered office at Simply Business, 1 Beacon Street, 15th Floor, Boston, MA, 02108. In the state of California, we operate under the name Simply Business Insurance Agency, Inc., License #0M20593. In the state of New York we operate under the name Simply Business Insurance Agency. In the state of Texas we operate under the name, U.S. Simply Business, Inc. For more information, please refer to our Privacy Policy and Terms & Conditions.