Affordable Protection for Social Worker ServicesGet Your Quote
Simply Business is pleased to provide tailored insurance coverage from:
As a social worker, you’re a master mediator, government representative, and humanitarian. While you’re busy focusing on supporting individuals and communities going through difficult times, the right insurance policies can protect your small business.
Even though you may not know what insurance you need, Simply Business is happy to help you find the best coverage for your social work business!
Being a social worker means you’re at risk for injury while working with compromised groups. While visiting people on-site, a fight could break out and lead to property damage. This is why we highly recommend purchasing small business insurance.Get Your Quote
You’re responsible for covering medical bills if a client is injured while visiting your office. On the other hand, if you’re working on the client’s site and you cause property damage, you’re responsible for the repairs. General liability insurance — also known as commercial general liability (CGL) insurance — would be able to help cover some of the costs in those situations.
General liability usually covers:
General liability insurance usually does not cover:
Learn more about General Liability Insurance.
The nature of social work is to provide guidance and advice, especially in cases where your clients may need your help to get through tough family situations. Although social workers are at a lower risk for being sued, you could still be liable for negligent behavior or for giving bad advice. Even if you’re faced with a claim or lawsuit for alleged negligence that didn’t occur, a professional liability insurance policy may cover some damages and legal costs you’re asked to pay for.
Professional liability insurance usually covers:
Professional liability insurance usually does not cover:
Learn more about Professional Liability Insurance.
Whether you already have employees or are beginning to hire, investing in workers compensation insurance is very important — and in most states, it’s a legal requirement. If an employee gets sick or injured while working for you, workers compensation — also known as employers liability insurance — can provide your business with financial protection.
While there’s no single answer for how much insurance costs for social workers, you can get an estimate for what you may pay based on:
Want to find out how much your social work business insurance may cost?
Click here to answer a few questions so we can help you learn how much you can expect to pay for your social worker insurance coverage.