Call Us(844) 654-7272

Real Estate Agent Insurance

Personalized Insurance For Your Real Estate Agents

Simply Business is pleased to provide tailored insurance options from:

Acadia logo.
ABIC logo.
CNA logo.
Harborway logo.
Hiscox logo.
Markel logo.
Travelers logo.

Real Estate Agent Insurance That’s Made Just For You

It’s no exaggeration to say you spend a lot of time in other people’s homes. But all that time spent on clientele property means you’re leaving yourself vulnerable, especially if you don’t have the right insurance coverage. What happens if you end up moving around furniture for a showing and end up damaging the floors? What if you don’t lock up a client’s home correctly and they end up getting robbed?

Don’t leave yourself vulnerable to damages. Here at Simply Business, we can build a real estate agent insurance policy that’s personalized just for you.

What Insurance Do Real Estate Agents Need?

Since you spent about 99% of your day in other people’s homes, you probably need business insurance that covers you in case of errors and damages. Let Simply Business build a real estate agent insurance policy that’s personalized just for you.

Get your quote

Need more detail? Read our FAQs:

Coverage Type

Tools icon

Real Estate Agent Professional Liability Insurance

Another insurance policy you’ll want to look into is real estate agent professional liability insurance. Otherwise known as errors and omissions insurance, this coverage protects you from claims due to errors and negligence while performing your job. If your customer decides to sue your business for mistakes related to your services, your professional liability insurance policy may cover damages and legal costs that you might be ordered to pay due to negligence.

Professional liability insurance usually covers:

  • Negligence or alleged negligence
  • Legal defense costs
  • Claims involving libel and/or slander
  • Copyright infringement
  • And more

Professional liability coverage usually doesn’t cover claims involving bodily injury, property damage, patents, and more.

Umbrella icon

General Liability Insurance for Real Estate Agents

General liability insurance is a type of coverage protects you from third-party claims of bodily injury or damage to someone else’s property. For example, if a client’s home gets broken into because you didn’t lock the door properly, your general liability coverage may pay for resulting damages and legal fees.

Remember, the key here is that general liability insurance covers unintentional accidents and damage. If you left that door unlocked on purpose or punched a hole in a customer’s wall (which we hope won’t happen!), your insurance policy won’t cover you.

To recap, general liability insurance doesn’t cover:

  • Workers compensation
  • Software and tools
  • Store materials and equipment
  • Your commercial vehicle(s)

Learn more about General Liability Insurance.

Broken leg icon

How Much Does Insurance for Real Estate Agents Cost?

Not sure how much your real estate agent insurance will cost? The price of your policy usually depends on the following information:

  • Your employee count (including part-time and subcontractors)
  • Where you’re located
  • Your real estate services
  • Employee payroll
  • Yearly revenue
  • And more

Learn more about workers compensation insurance.

© Copyright 2020 Simply Business. All Rights Reserved. Simply Business, Inc. is a licensed insurance producer in all U.S. States and the District of Columbia. Please be advised that insurance coverage cannot be added, deleted or otherwise changed until it is confirmed in writing by Simply Business or your insurance carrier. Simply Business has its registered office at Simply Business, 1 Beacon Street, 15th Floor, Boston, MA, 02108. In the state of California, we operate under the name Simply Business Insurance Agency, Inc., License #0M20593. In the state of New York we operate under the name Simply Business Insurance Agency. In the state of Texas we operate under the name, U.S. Simply Business, Inc. For more information, please refer to our Privacy Policy and Terms & Conditions.