Small business insurance estimate in just 3 steps
Policies from top insurers for General liability starting at $20.75/month*
Insuring 1 million small businesses worldwide.
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Choose among affordable policies, many with savings up to 20% and monthly payment options.**
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General Liability
Coverage for third-party accidents, property damage, and bodily injury. This policy is the most common type of insurance for many small businesses.
From
$20.75
/month**
Workers’ Compensation
Coverage to help take care of employees who get sick or injured on the job. Many states require this for businesses with full or part-time employees.
From
$38.91
/month†
Professional Liability
Coverage for damages and legal costs due to mistakes or negligence claims. This policy is often recommended for businesses that provide advice and guidance to their clients.
From
$25.83
/month††
Business Owner’s Policy (BOP)
General liability, property insurance, and more all in one convenient package. A BOP policy typically lets you add different types of coverage to meet the needs of your specific business.
From
$33.75
/month‡
Frequently asked questions
Do I need insurance?
Insurance can financially protect the business you’re building. Without it, you may have to pay out-of-pocket for property damage, accidents, or lawsuits. In some cases, clients may require that you have insurance before hiring you. Some coverages, such as workers compensation, may be legally required in your state.
What kind of insurance do I need?
This often depends on the type of business you own, the services you provide, and how many employees you might have. We can help find the coverages you might need in just 10 minutes right here.
How much insurance do I need?
The amount of business insurance you may need usually depends on several factors, including:
- The size of your business
- Where your business is located
- The industry you’re in
- How many employees you have
- Your estimated revenue for the year
We can help find the coverages you might need in just 10 minutes right here.
What does insurance usually cost?
Cost is often based on several factors, including:
- Your business’s trade/specialties
- The services you provide
- Where your business is located
- How many employees you have
- Your estimated revenue
We can help find the coverages and prices for your business in just 10 minutes right here.
Why work with Simply Business?
We provide customized coverage options and quotes from top-rated small business insurers – all in just 10 minutes. More than 1 million small business owners worldwide trust us with their insurance, and we consistently earn high customer ratings and reviews.
Highly rated carriers. Handpicked for small businesses.
*Displayed price is an estimate based on the 10th percentile of General Liability policies sold by Simply Business between January – June 2025, divided evenly across a 12 month policy term. Actual price and payment terms, including an initial down payment, may vary based on your state, insurance provider, and business.
*Actual savings may vary based on the nature of your business, its location, and insurance provider appetite. Savings percentage is calculated using the average price difference of quotes from SB’s panel of insurance providers.
**Displayed price is an estimate based on the 10th percentile of General Liability policies sold by Simply Business between January – June 2025, divided evenly across a 12 month policy term. Actual price and payment terms, including an initial down payment, may vary based on your state, insurance provider, and business
†Displayed price is an estimate based on the 10th percentile of Workers’ Comp policies sold by Simply Business between January – June 2025, divided evenly across a 12 month policy term. Actual price and payment terms, including an initial down payment, may vary based on your state, insurance provider, and business.
††Displayed price is an estimate based on the 10th percentile of Professional Liability policies sold by Simply Business between January – June 2025, divided evenly across a 12 month policy term. Actual price and payment terms, including an initial down payment, may vary based on your state, insurance provider, and business.
‡Displayed price is an estimate based on the 10th percentile of business owner’s policies sold by Simply Business between January – June 2025, divided evenly across a 12 month policy term. Actual price and payment terms, including an initial down payment, may vary based on your state, insurance provider, and business.
**20% savings calculation based on comparison savings on general liability policies. Actual savings may vary based on the nature of your business, its location, and insurance provider appetite. Savings percentage is calculated using the average price difference of quotes from the Simply Business panel of insurance providers. Monthly payment options dependent on carrier availability.