What kind of insurance do I need?

This often depends on the type of business you own, the services you provide, and how many employees you might have. We can help find the coverages you might need in just 10 minutes right here.

How much insurance do I need?

The amount of business insurance you may need usually depends on several factors, including: The size of your business Where your business is located The industry you’re in How many employees you have Your estimated revenue for the year We can help find the coverages you might need in just 10 minutes right here.

What does insurance usually cost?

Cost is often based on several factors, including: Your business’s trade/specialties The services you provide Where your business is located How many employees you have Your estimated revenue We can help find the coverages and prices for your business in just 10 minutes right here.

Why work with Simply Business?

We provide customized coverage options and quotes from top-rated small business insurers – all in just 10 minutes. More than 1 million small business owners worldwide trust us with their insurance, and we consistently earn high customer ratings and reviews.

Small business insurance estimate in just 3 steps

Policies from top insurers for General liability starting at $20.75/month*

Insuring 1 million small businesses worldwide.

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We cover 400+ types of businesses

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Carpentry

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Painting and wall covering contractors

Business consulting

E-commerce & online retail

Other types of businesses

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Choose among affordable policies, many with savings up to 20% and monthly payment options**

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Your one stop for small business coverage

General Liability

Coverage for third-party accidents, property damage, and bodily injury.

Professional Liability

Coverage for damages and legal costs for mistakes or negligence claims. This policy is often recommended for businesses that provide advice and guidance to their clients.

Workers’ Compensation

Coverage to help take care of employees who get sick or injured on the job. Many states require this for businesses with full or part-time employees.

Business Owners’ Policy

General liability, property insurance, and more all in one convenient package. A BOP policy typically lets you add different types of coverage to meet the needs of your specific business.

Frequently asked questions

Do I need insurance?

What kind of insurance do I need?

How much insurance do I need?

What does insurance usually cost?

Why work with Simply Business?

Get a quote

Highly rated carriers. Handpicked for small businesses.

*Displayed price is an estimate based on the 10th percentile of General Liability policies sold by Simply Business between January – June 2025, divided evenly across a 12 month policy term. Actual price and payment terms, including an initial down payment, may vary based on your state, insurance provider, and business.

^**20% savings calculation based on comparison savings on general liability policies. Actual savings may vary based on the nature of your business, its location, and insurance provider appetite. Savings percentage is calculated using the average price difference of quotes from the Simply Business panel of insurance providers. Monthly payment options dependent on carrier availability.