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Business insurance could financially protect your business from costly expenses due to property damage, accidents, lawsuits, and more. For example, imagine a customer slips and falls in your store. Without general liability insurance, you could be responsible for their medical bills and legal fees, and your savings could take a major hit.

Many clients require small business owners to have insurance policy before signing a contract, and some coverages — like workers’ compensation — are required in most states.

For example, imagine a customer slips and falls in your store. Without general liability insurance, you could be responsible for their medical bills and legal fees, and your savings could take a major hit.

General liability insurance is a policy that helps handle costs from third-party accidents, property damage, and bodily injury. A general liability policy can help cover the costs of a claim — including resulting legal fees — up to your policy limit.

General liability cost is largely determined by the type of work you do, the kinds of risks you’re exposed to, and the number of employees you have on your payroll.

Some other factors can include where your business is located, how many years of experience you have, and the financial stability of your operation.

We can help find the coverages and prices for your business in just 10 minutes right here.