Small business insurance estimate in just 
Policies from top insurers for General liability starting at $20.75/month*
Insuring over 1 million small business owners worldwide.
Buy instantly online. No junk mail. No spam calls.
Insuring over 1 million small businesses worldwide.
Buy instantly online. No junk mail. No spam calls.
We cover 400+ types of businesses
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Choose among affordable policies, many with savings up to 20% and monthly payment options**
Our +1 million customers are big fans. And you will be too.
I went online, looked around, and found Simply Business. The process was so seamless. I got my certificate within minutes. It was just phenomenal.
Karen
Owner of Tangaza Bath & Body Studio LLC
With Simply Business I know I can look at different carriers, but also see all my stuff in the same place… a lot of [insurance] providers don’t offer a variety of coverage, all in one place.
Jef
Owner of Bunker83 LLC
It wasn’t overwhelming to figure out what was covered and what wasn’t covered. And the cost was competitive.
Kim
Owner of Room to Breathe Professional Organizing
Your one stop for small business coverage
General Liability
Coverage for third-party accidents, property damage, and bodily injury.
Professional Liability
Coverage for damages and legal costs for mistakes or negligence claims. This policy is often recommended for businesses that provide advice and guidance to their clients.
Workers’ Compensation
Coverage to help take care of employees who get sick or injured on the job. Many states require this for businesses with full or part-time employees.
Business Owners’ Policy
General liability, property insurance, and more all in one convenient package. A BOP policy typically lets you add different types of coverage to meet the needs of your specific business.
Frequently asked questions
Insurance can financially protect the business you’re building. Without it, you may have to pay out-of-pocket for property damage, accidents, or lawsuits. In some cases, clients may require that you have insurance before hiring you. Some coverages, such as workers compensation, may be legally required in your state.
This often depends on the type of business you own, the services you provide, and how many employees you might have. We can help find the coverages you might need in just 10 minutes right here.
The amount of business insurance you need may need usually depends on several factors, including:
- The size of your business
- Where your business is located
- The industry you’re in
- How many employees you have
- Your estimated revenue for the year
We can help find the coverages you might need in just 10 minutes right here.
Cost is often based on several factors, including:
- Your business’s trade/specialties
- The services you provide
- Where your business is located
- How many employees you have
- Your estimated revenue
We can help find the coverages and prices for your business in just 10 minutes right here.
We provide customized coverage options and quotes from top-rated small business insurers – all in just 10 minutes. More than 1 million small business owners worldwide trust us with their insurance, and we consistently earn high customer ratings and reviews.
Highly rated carriers. Handpicked for small businesses.
*The displayed price for each product is a monthly estimate calculated from the 10th percentile of relevant policies sold by Simply Business (e.g., General Liability data is used for General Liability estimates). This estimate uses data from relevant policy sales between July–December 2025. Final price and payment terms, which may include an initial down payment, are subject to change based on your state, selected insurance provider, and specific business details.
**Actual savings may vary based on the nature of your business, its location, and insurance provider appetite. Savings percentage is calculated using the average price difference of quotes from SB’s panel of insurance providers.