Customized Coverage for Your Carpentry BusinessGet Your Quote
Your carpentry business is booming - and now you need customized coverage that can keep up.
At Simply Business, we understand the challenges that come along with being a carpenter. We take the time to understand your business, so we can help you find the policy that best fits your needs.
That way, you can focus on what really matters: building your business!
Whether you specialize in general contracting or artisan carpentry, you’re probably spending a lot of time in clients’ homes. That means you may be exposed to plenty of risks, like property damage and accidents. From unintentionally breaking your client’s prized plate collection to staining the carpet with paint, there’s a lot that can go wrong.
Fortunately, carpenters insurance can keep you protected!Get Your Quote
General liability insurance for carpenters - also known as commercial general liability (CGL) - is a special type of policy that covers your carpentry business in case of accidents and damages. For example, if someone trips over a ladder you left out and requires medical attention, general liability may cover the medical costs related to that person’s injury.
General liability usually covers:
General liability insurance usually does not cover:
Learn more about commercial general liability insurance.
Professional Liability insurance - also known as errors and omissions insurance (E&O insurance) - is a type of policy that provides coverage in the event a customer claims you were negligent with your work. If your customer decides to sue your business for mistakes related to your carpentry services, your professional liability insurance policy may cover resulting damages and legal costs.
Professional liability insurance usually covers:
Professional liability insurance usually does not cover:
Workers compensation insurance protects your business by covering the lost wages, medical bills, and legal costs associated with an employee getting hurt on the job. For example, if you accidentally run over an employee’s foot while backing your truck up, your workers compensation policy may cover the costs of that claim. If your employee decides to sue you for that accident, your policy could cover your legal costs.
Most states require carpentry businesses with employees to have workers compensation insurance, so don’t be caught without it.
Learn more about workers compensation insurance.
Wondering how much carpenters insurance costs? While there’s no straightforward answer, the final price of your policy is usually determined by:
Want to get a better idea of how much your carpenters insurance will cost? Just click here to answer a few questions about your business.