Customized Insurance For Your Pilates BusinessGet Your Quote
As a pilates instructor, you know how to take charge and lead. Your day-to-day is about motivating people while sharing your expertise on exercise. You know the best ways to target core areas on the body to build strength, burn fat, and increase flexibility.
However, you probably don’t hold the same expertise on small business insurance policies.
Let Simply Business build a pilates instructor insurance policy that’s personalized just for you.
Need more detail? Read our FAQs:Get Your Quote
Professional Liability insurance - which is also referred to as errors and omissions insurance (E&O insurance) - is a type of policy that provides coverage in the event a customer alleges negligence from your professional services.
As a pilates instructor, it is your job to guide someone through a workout and advise them on what to do, and how to do it. If you are accused of or are negligent in during your instruction, it’s not unusual for a claim to be filed against your business. Professional liability insurance may cover some of the costs while dealing with those claims.
Professional liability insurance usually covers:
Professional liability insurance usually does not cover:
General liability insurance is sometimes combined with professional liability insurance, but make sure you check to see if your coverage includes both options.
If you work at a studio or you instruct on a client’s property, accidents may happen that may or may not be your fault. For example, say you are asked to lead a corporate event with a pop-up pilates class at your studio. You’re asked to prepare equipment for 25 students, and so you start lugging your mats, rings, weights, and resistance bands. While unloading the equipment, a participant trips on some weights and requires hospitalization. General liability may cover some of the medical costs.
General liability usually covers:
General liability insurance usually does not cover:
Learn more about commercial general liability insurance.
Do you have full-time employees or part-time help? If that’s the case, you’ll definitely need workers compensation insurance. If someone who works for you gets hurt on the job, this coverage provides help with medical bills, lost wages, and any legal costs that relate to the injury.
Most states require any business with employees to have workers compensation insurance, so make sure you add it to your policy!
Learn more about workers compensation insurance.
Not sure how much you might pay for coverage for being a pilates instructor? While there’s no one answer for how much your policy will cost, your final premium will usually be determined by:
Want to find out how much your insurance policy might cost? Just click here to answer a couple of questions about your business.