Yoga Teacher Insurance

Customized Insurance for Your Yoga Business

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Simply Business is pleased to provide tailored insurance options from:

Yoga Teacher Insurance That’s Made Just For You

You’re proud of the practice you’ve built – becoming a yoga teacher is no easy feat. You’ve logged over a hundred hours of training (at the minimum), and you’ve spent an equal amount of time studying texts on the different styles of yoga, breathwork, and how to modify each pose to accommodate different body types. You know how to get the mind and body in alignment.

However, you probably don’t know much on small business insurance policies.

What Insurance Do Yoga Teachers Need?

Fortunately, you don’t need to - let Simply Business build a yoga teacher insurance policy that’s personalized just for you.

Get Your Quote

Professional Liability Insurance for Yoga Teachers

Professional Liability insurance - which is also referred to as errors and omissions insurance (E&O insurance) - is a type of policy that provides coverage in the event a customer alleges negligence from your professional services.

Teaching yoga, it is your job to guide someone through a workout and advise them on what to do, and how to do it. For example, you are teaching a yoga class and have some students who have expressed to you that they have prior medical issues. During a strenuous class on day, one of the students is injured during your private lesson and needs hospitalization.Professional liability insurance may cover some of the costs while dealing with those claims.

Professional liability insurance usually covers:

  • Negligence or alleged negligence
  • Legal defense costs
  • Claims involving libel and/or slander
  • Copyright infringement
  • And more

Professional liability insurance usually does not cover:

  • Intentional negligence
  • Bodily injury
  • Property damage
  • False advertising
  • Patents and trade secrets
  • And more

General Liability Insurance For Yoga Teachers

General liability insurance is important because it may cover you and your business in the event an accident happens that results in property damage or bodily injury.

Whether you work for a studio or travel to clients’ properties to teach classes, there’s risk for accidents. Say you’re hired to teach a gentle yoga flow class at a corporate office, and so you are also asked to bring yoga mats and any equipment people might need. While unloading all of the equipment into the office building, you accidentally knock a shelf over and it damages a wall. General liability may cover some of the repair costs.

General liability usually covers:

  • Bodily injury
  • Third-party property damage
  • Personal and advertising injury
  • Medical expenses
  • Defense costs
  • Supplemental payments

General liability insurance usually does not cover:

  • Damage to your own property
  • Professional services
  • Workers compensation or injury to own employees
  • Known claims or potential claims

Learn more about General Liability Insurance.

Workers Compensation Insurance for Yoga Teachers

Do you have full-time employees or part-time help? If that’s the case, you may need workers compensation insurance. If someone who works for you gets hurt on the job, this coverage provides help with medical bills, lost wages, and any legal costs that relate to the injury.

Most states require any business with employees to have workers compensation insurance, so make sure you add it to your policy!

Learn more about workers compensation insurance.

How Much Does Yoga Teacher Insurance Cost?

Not sure how much you might pay for coverage for being a yoga teacher? While there’s no one answer for how much your policy will cost, your final premium will usually be determined by:

  • The number of employees you have (including part-time and consultants)
  • Your location
  • Payroll
  • Revenue
  • And more

Want to find out how much your insurance policy might cost? Just click here to answer a few questions about your business.

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