Affordable Protection for Your Plumbing BusinessGet Your Quote
Whether you’re a self-employed plumber or own a huge plumbing business, you need insurance that keeps up with your busy schedule. That’s precisely what we provide here at Simply Business.
You see, we’re more than an online business insurance brokerage. We build highly unique, tailored, and affordable policies based on your business needs - not the other way around.
You get exactly what you need. That means no overpaying for coverage that doesn’t make sense for your business. And no one-size-fits-all policies - just insurance designed specifically for plumbers like you.
It’s no exaggeration to say that plumbers face a lot of risks. Since you’re working on lots of different client sites, there’s potential for accidents and property damage. Plus, if you work with heavy equipment or your employees get exposed to mold, you could end up having to pay for work-related sick leave.
Need more detail? Read our FAQs:Get Your Quote
General liability insurance - also known as commercial general liability (CGL) insurance - is a type of business insurance policy that covers costs associated with third-party accidents, property damage, and client lawsuits. Without this type of coverage, you and your business may be held accountable for these costs.
General liability usually covers:
General liability insurance usually does not cover:
Learn more about commercial general liability insurance.
Professional Liability insurance - which is also referred to as errors and omissions insurance (E&O insurance) - is a type of policy that provides coverage in the event a customer accuses your plumbing business of negligence. If your customer decides to sue your business for mistakes related to your plumbing services, your professional liability insurance policy may cover resulting damages and legal costs.
Professional liability insurance usually covers:
Professional liability insurance usually does not cover:
If an employee gets sick or injured while working for you, workers compensation insurance can provide your plumbing business with financial protection. This type of policy may be required by your state as soon as you hire your first employee, so it’s good to add it to your plumbers insurance coverage.
Here’s how workers compensation insurance works: If an employee injures himself while on the job, this policy can cover medical costs and lost wages. If that employee decides to sue you, your workers compensation policy can cover your legal costs, as well as pay out any claims or settlements.
Learn more about workers compensation insurance.
While there’s no one answer for how much plumbing contractors insurance costs, you can get a good estimate for what you may pay based on:
Click here to answer a couple of questions so we can help you learn how much you can expect to pay for your plumbers insurance policy.