Water Treatment Insurance

Tailored Protection for Your Water Treatment Business

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Simply Business is pleased to provide tailored insurance options from:

Water Treatment Insurance That’s Made Just for You

As a professional water treatment engineer, you spend a lot of time ensuring that your customers’ water quality is up to par and safe for their home. However, while you are busy working, you may not have time to research what types of small business insurance you need.

At Simply Business, we can create insurance for water treatment engineers that’s as unique as their business. This coverage can help protect you from common risks, so you can continue delivering great work.

What Insurance Do Water Treatment Engineers Need?

As a water treatment engineer, you are at risk every day for injuring yourself, bodily injury of a customer, and damaging someone else’s property (and their water quality). Plus, if an employee gets hurt on the job that could potentially leave your business exposed to lawsuits and medical claims.

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General Liability Insurance for Water Treatment Engineers

General liability insurance — also known as commercial general liability (CGL) insurance — covers costs associated with third-party accidents, property damage, and client lawsuits. Without this type of coverage, your water treatment business may be held responsible for these costs. That’s why we recommend that water treatment engineers carry general liability insurance, as it can provide much-needed protection.

General liability usually covers:

  • Bodily injury
  • Third-party property damage
  • Personal and advertising injury
  • Medical expenses
  • And more

General liability insurance usually does not cover:

  • Damage to your property
  • Professional services
  • Workers’ compensation or injury to your employees
  • And more

Learn more about General Liability Insurance.

Professional Liability Insurance for Water Treatment Engineers

Professional Liability insurance — also known as errors and omissions insurance (E&O insurance) — provides coverage in the event a customer accuses your water treatment business of negligence. If your customer sues your business for mistakes related to your work, your professional liability insurance may cover resulting damages and legal costs.

Professional liability insurance usually covers:

  • Negligence or alleged negligence
  • Legal defense costs
  • Claims involving libel and/or slander
  • Copyright infringement
  • And more

Professional liability insurance usually does not cover:

  • Intentional negligence
  • Bodily injury
  • Property damage
  • False advertising
  • Patents and trade secrets
  • And more

Workers’ Compensation Insurance for Water Treatment Engineers

If an employee gets sick or injured while working for you, workers compensation - also known as employers liability insurance - can provide your business with financial protection. Most states require businesses to carry this policy when you hire your first employee, so be sure to add it to your coverage if you have a team.

Here’s how workers compensation insurance works: If an employee gets injured on the job, this insurance can cover medical costs and lost wages. Carrying workers compensation can provide much-needed security, as having this coverage in place prevents an employee from suing your business for workplace injuries.

How Much Does Insurance for Water Treatment Engineers Cost?

While there’s no one answer for how much insurance for water treatment engineers costs, you can get an estimate based on:

  • The number of employees and subcontractors who work for you
  • Your business location
  • The type of services you provide
  • And more
  • Want to find out how much your water treatment insurance may cost?

Click here to answer a few questions so we can help you learn how much you can expect to pay for your water treatment insurance coverage.