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You know how to have fun – a luxury weekend in the Maldives, a quaint getaway to a cozy cabin in Jackson Hole, or the classic family Disney World vacation. But having fun, especially with travel, comes with a lot of potential for things that may not go according to plan. Missing flight info, wrong hotel check-in details, or even theft. You may be telling your clients to purchase travel insurance, but they aren’t the only ones who need it.
Let Simply Business build a travel agent insurance policy that’s personalized just for you.
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Professional liability insurance - which is also called errors and omissions insurance - is a type of policy that provides coverage in case a customer is financially hurt by your professional advice or recommendations. If your customer decides to sue, your professional liability insurance policy may cover some or all of your legal costs, including any damages you might be ordered to pay out.
Say, for example, you recommend a 5-star rated hotel in Cabo to a family for their spring vacation. Upon arrival, they find it’s far from a 5-star rating - the place is moldy and smells, the air conditioning is broken, and the service is terrible. It’s also going to cost the family to switch to a new hotel. Of course, they file a claim against you for being negligent with your recommendation. Professional Liability may cover the costs for dealing with the claim.
General Liability insurance - also known as commercial general liability (CGL) - protects your business from third-party claims of bodily injury or damage to someone else’s property.
General liability usually covers:
General liability insurance usually does not cover:
Learn more about commercial general liability insurance.
Do you have full-time employees, part-time help, or even subcontractors? If that’s the case, you’ll definitely need workers compensation insurance. If someone who works for you gets hurt on the job, this coverage provides help with medical bills, lost wages, and any legal costs that relate to the injury.
Most states require any business with employees to have workers compensation insurance, so make sure you add it to your policy!
Learn more about workers compensation insurance.
Not sure how much you might pay for coverage for your travel agent business? While there’s no one answer for how much your policy will cost, your final premium will usually be determined by:
Want to find out how much your insurance policy might cost? Just click here to answer a couple of questions about your business.