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How Much Does General Liability Insurance Cost?

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How Much Does General Liability Insurance Cost?

Unfortunately, there’s no one-size-fits-all answer to this question. We get it - that can be frustrating, especially if you’re trying to research the cost of your policy before buying. Hopefully, we can help give you a better idea of what influences the cost of your general liability policy, so you have more information once you start looking for coverage.

In general, the following factors can influence how much your general liability insurance will cost:

1. Your business type

2. Your business trade

3. The number of employees you have

4. Your business location

5. Your payroll (including subcontractor pay)

6. The specific services your business provides

While there might be other factors that influence how much your general liability insurance costs, these are the gold standards for determining your policy price.

When requesting a general liability quote, make sure you have all the above information on hand, as it’s essential for getting the right insurance coverage!

Want to know more about general liability insurance? Check out:

Is Your Business Insured?

Whether you’re shopping for a brand-new policy or comparing policy prices, we can help you find affordable protection that’s personalized to your needs. Start your quote here!

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How Much Does General Liability Insurance Cost?


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*Harborway Insurance policies are underwritten by Spinnaker Insurance Company and reinsured by Munich Re, an A+ (Superior) rated insurance carrier by AM Best. Harborway Insurance is a brand name of Harborway Insurance Agency, LLC, a licensed insurance producer in all 50 states and the District of Columbia. California license #6004217.

© Copyright 2023 Simply Business. All Rights Reserved. Simply Business, LLC is a licensed insurance producer in all U.S. States and the District of Columbia. Simply Business has its registered office at Simply Business, 1 Beacon Street, 15th Floor, Boston, MA, 02108. In the state of California, we operate under the name Simply Business Insurance Agency, Inc., License #0M20593. In the state of New York we operate under the name Simply Business Insurance Agency. In the state of Texas we operate under the name, U.S. Simply Business, Inc. For more information, please refer to our Privacy Policy and Terms & Conditions.