Videographer insurance
One application, multiple quotes.
All in one place.
Essential Protection
From
$11.33
/month*
Could help cover claims against your business for property damage and injuries to others.
What’s included:
General Liability
Coverage limits: $100K to $2M†
Get multiple quotes in less than 10 mins
Essential Protection
From
$11.33
/month*
Could help cover claims against your business for property damage and injuries to others.
What’s included:
General Liability
Coverage limits: $100K to $2M†
Get multiple quotes in less than 10 mins
Would you rather pick and choose your coverage? Explore all options
Over 1 million customers worldwide.
Buy instantly online.
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Protect Your Business with Insurance for Videographers
You work hard to create incredible videos that your clients love. You spend hours making sure you’ve got all the right angles and footage to deliver precisely what your clients expect and to make your vision come to life. But who’s protecting your equipment, files, and other essential elements of your business?
That’s where Simply Business comes in.
Simply Business is an online insurance platform that makes it easy for videographers to find customized videographer insurance protection. With coverage from insurance types such as general liability, we’ll make sure you have protection from the biggest risks your business could face.
It’s easy to get started. Give us 10 minutes, and we’ll show you policies that work harder for you.
Ready to experience comprehensive videographer insurance that gets you?
Business Insurance Benefits:
- It can protect your business from certain claims.
- It can cover damages caused by your negligence.
- Proof of insurance can help clients feel good about your work.
- It may be required where you’re located.
What Type of Videographer Insurance Do I Need?
General Liability
A foundational insurance coverage to help handle costs from third-party accidents, property damage, and bodily injury.
From
$20.75
/month*
Workers’ Comp
Coverage to help take care of employees who get sick or injured on the job. Most states require this coverage for small businesses with full- or part-time employees. It also can benefit business owners who don’t have employees.
From
$38.91
/mon*
Contractor’s Equipment and Small Tools Insurance
Also known as inland marine insurance, this coverage can financially protect equipment and inventory that’s in transport or stored offsite.
From
$20.83
/month‡
From
$25.83
/month*
Business Owner’s Policy (BOP)
General liability, property insurance, and more all in one convenient package.
From
$33.75
/mon*
Business insurance —
a quick explainer
Learn more about policies for small businesses, what they cover, why you might need them, and how we can help – all in just 60 seconds.
Business insurance is often made up of different types of policies to cover different things, similar to how your health insurance can be made up of medical dental and vision coverage. Here are some of the ones small business owners need. General liability is kind of the Swiss army knife of insurance. It can do a lot, like help handle costs from third party accidents, property damage, bodily injury, and more. Nobody’s perfect, right? That’s what professional liability is for. It could come in handy in the event of honest mistakes or claims of negligence. Workers’ comp can protect your business and help take care of employees who get sick or injured on the job. Small businesses are big targets for cyber criminals. Cyber Insurance can help cover costs associated with stolen customer data, cyber attacks, breaches, and fraud. BOP or a business owners policy combines different types of coverages like general liability and commercial property insurance. Putting them together for you is where we come in. You tell us a bit about your business online or on the phone, and we customize the coverage options for what you do and what you need. It’s your business, it should be your insurance as well. That’s why we’re here.
What Type of Insurance Do I Need for My Videography Business?
Insurance for videographers can be customized to safeguard you from common risks and liabilities. When thinking about what coverage your videography business may need, we recommend the following policies as part of your foundational coverage.
Commercial General Liability Insurance
If you rent studio space for your videography, you should consider commercial general liability insurance. This policy type — also known as general liability (GL) insurance — covers any costs associated with third-party accidents, damages to property, and bodily injuries to a third party, like a client or vendor.
General liability insurance is considered a foundational coverage because it can protect you from major claims and costs that come with doing business. For example, the average customer injury or damage claim (something that general liability insurance covers) is typically around $30,000. That expense is not one to ignore, particularly if you’re just starting out in your business.
In other words, without general liability insurance, you may have to pay for those expenses on your own.
But how does GL insurance work for videographers? Let’s say that while filming on a client’s property, a child trips over cords you laid out for production. The child breaks an arm and is rushed to the hospital, which results in some hefty medical bills. The client is furious, expects you to pay the medical bills, and sues you.
If you have general liability insurance for videographers, you may not have to pay a dime out of your pocket — for the medical bills or legal fees — depending on your policy limits.
- Bodily injury to another person
- Third-party property damage
- Personal and advertising injury
- Medical expenses
- And more
- Damage to your own property
- Professional services
- Workers compensation or injury to your employees
- Damage to your work
- Motor vehicles while in business use
- Expected or intentional injury or damage
- And more
Professional Liability Insurance
As a professional videographer, your clients trust you to document precious or exciting moments and expect that you’ll deliver high-quality work.
But what happens if something goes wrong with a project?
In these cases, professional liability insurance can protect your business from some of the worst situations you may encounter.
Videographer professional liability insurance protects both you and your business if a client claims that you or your business was negligent during your assignment with them. Also, if you have employees, videographer insurance can cover them as well.
So what does this look like in a real situation?
You just finished editing the video from a client’s wedding. This was your first major client, and you were super excited about the chance to document such a significant life event for this couple. Unfortunately, while you were putting the finishing touches on the video, you mistakenly deleted all of the footage and are unable to restore it. Your client is devastated and demands you make the situation right.
That’s a tough one. But your professional liability insurance policy has your back. Your policy can cover the cost of the damages, as well as the legal fees if they sue you. Having this protection means you don’t have to worry about your personal finances to cover the fees. Technology can be fickle, no matter how careful you are, so investing in professional liability insurance for videographers is a smart business move.
- Negligence or alleged negligence
- Legal defense costs
- Omissions or alleged omissions
- Claims and damages
- Intentional acts and omissions
- Property damage
- Medical expenses
- Bodily injury
- And more
Workers Compensation Insurance
Do you employ any full- or part-time employees for your videography business? If so, you may be required to have workers compensation insurance per your state’s laws. This type of insurance can cover the costs associated with employee injuries or accidents while they are working.
Most states require business owners with employees to carry some type of workers compensation coverage. Be sure to check your state’s laws to confirm your requirements.
With the estimated average work injury cost being about $41,000, with a whopping $170.8 billion worth of claims in 2018 alone, that can be very devastating to a business. Also, by not having a current workers compensation insurance policy, you may be scaring potential employees away.
There’s no question that it’s a good idea to have workers compensation insurance as part of your overall videographer insurance plan, even if you only have a handful of employees.
In general, workers compensation insurance for videographers can cover:
- Medical payments
- Lost wages
- Rehabilitation expenses
- Death benefits
What Does Videographer Insurance Cost
Try our insurance calculator.
Get a quick estimate in just 3 steps.
Videographer Insurance FAQs
Because videographer insurance may involve a bundle of several business policies, you may be required to carry some coverage but not others.
For example, you may be required to carry workers compensation coverage if you have employees, but you may not have to carry general liability insurance. Or the landlord of your studio may contractually require you to carry GL insurance as part of your lease agreement.
You can generally deduct your business insurance premiums when you file your business’s income taxes with the IRS. It’s best to speak with an accountant if you have questions about your business’s deductible expenses.
The amount of coverage your business may need will depend on various factors, including:
- The size of your business
- Your business location
- Your annual revenue and payroll
- And more
Our quote form is designed to help you compare and find the right insurance plan for you. If you aren’t sure what you need, our licensed insurance agents are available and will be happy to assist you!
If you’re ready to get your free quotes, we recommend having the following information on hand to expedite the process:
- Annual revenue estimates
- Payroll estimates
- Information on any previous claims
It may, as your state may have a different insurance requirement for videographers than another state.
Videographer insurance coverage depends on the policies that are bundled together to meet your unique needs. If you opt for both general liability and workers compensation insurance, your policies can cover:
- Bodily injury
- Accidents and damages
- Employee injuries
- Negligence or alleged negligence
- And more
The cost of business insurance differs, depending on your business and its needs. But in general, the price of your insurance premiums can be determined by:
- The number of employees you have (including part-time and consultants)
- Your location
- Payroll
- Revenue
- And more
Want to see how much your videographer insurance may cost? Just click here and get free quotes from top insurers who can get you the coverage you need.
Why Videographers Choose Simply Business
Small business insurance is what we do. Whether it’s covering you for accidents and errors, meeting workers’ comp requirements, or financially protecting your business from the unexpected, we can help find the coverage you need for your business.
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Our +1 million customers are big fans. And you will be too.
I went online, looked around, and found Simply Business. The process was so seamless. I got my certificate within minutes. It was just phenomenal.
Karen
Owner of Tangaza Bath & Body Studio LLC
With Simply Business I know I can look at different carriers, but also see all my stuff in the same place… a lot of [insurance] providers don’t offer a variety of coverage, all in one place.
Jef
Owner of Bunker83 LLC
It wasn’t overwhelming to figure out what was covered and what wasn’t covered. And the cost was competitive.
Kim
Owner of Room to Breathe Professional Organizing
Feel confident in your choice.
We partner with a range of top-rated carriers and use smart technology to match you with policies that fit your specific business, your risks, and budget.
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*The displayed price for each product is a monthly estimate calculated from the 10th percentile of relevant policies sold by Simply Business (e.g., General Liability data is used for General Liability estimates). This estimate uses data from relevant policy sales between July–December 2025. Final price and payment terms, which may include an initial down payment, are subject to change based on your state, selected insurance provider, and specific business details.
† Limits may vary by state and nature of your business.
‡Displayed price is based on the lowest available coverage limit for Equipment and Small Tools policies.
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