Small Business Insurance Providers: Your Online Insurance Marketplace
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Why Small Businesses
Trust Our Insurance Carriers
Your business is unique — and your insurance options should be, too.
Simply Business gives you access to a curated panel of top-rated insurers that offer affordable, flexible coverage for small businesses.
With a single application, you can quickly compare tailored quotes in one place. Choose what fits, buy online, and get back to business.
Business Insurance
Companies
We Work With
We partner with a range of top-rated insurers, so you can compare options that work for your business and budget.
Types of Business Insurance Our Companies Offer
Whether you already know what you need or want a little guidance, we’ll connect you with coverage that fits your business.
Not sure where to start? Many small business owners begin with general liability insurance, which can help cover costs from claims involving third-party accidents, property damage, and reputational harm.
If you have employees, you’ll also need workers’ compensation insurance to help take care of team members who get sick or injured on the job.
From there, you can explore the full range of coverage options available through our online insurance marketplace.
General Liability Insurance
From
$20.75
/month*
Coverage for third-party accidents, property damage, and bodily injury.
Business Owner’s Policy (BOP)
From
$33.75
/month*
Designed to help protect your business from a range of common risks without the hassle of managing multiple policies.
Workers’ Comp Insurance
From
$38.91
/month*
Coverage to help take care of employees who get sick or injured on the job.
Professional Liability Insurance
From
$25.83
/month*
Coverage for damages and legal costs for mistakes or negligence claims (Errors & Omissions).
Inland Marine
From
$20.83
/month†
Financially protect the tools and equipment you use while in transport or on a jobsite.
Cyber Liability
Provides coverage against claims associated with stolen customer data, cyberattacks, breaches, and fraud.
Business Personal Property
Replace or repair equipment, furniture, fixtures, and inventory that you own, use, or rent inside your workspace.
How to Choose the Right Small Business Insurance Provider
When comparing small business insurance providers, it’s helpful to weigh the following factors:
- Coverage: Do their offerings line up with your industry, services, tools, location, and day-to-day risks?
- Cost: What will you pay monthly or annually, and what limits, deductibles, and key protections do they include?
- Financial strength: Look for top-rated insurers so you can feel confident the company can pay covered claims.
- Claims support: If you need to file a claim, will you be able to get help quickly?
- Industry experience: Some insurance carriers understand certain trades and professions better than others, and that can shape both coverage and pricing.
The good news: you don’t have to sort through this alone. Our online insurance marketplace helps narrow your options and lets you compare quotes side by side.
How Simply Business Helps You Compare Small Business Insurance Providers
We make small business insurance simple, so you can get covered without the hassle. With one easy form, you can quickly compare quotes and choose coverage that fits your business, your risks, and your budget.
No hidden costs. No guesswork. Just clear, affordable options built for small business owners so you can move forward with confidence, knowing you’re not overpaying.
Here’s how it works:
Fill out an easy quote form
Answer a few quick questions about what you do and what you need.
Compare your quotes
See options from small business insurance providers side by side.
Buy online
Pick the coverage that makes sense for your business and budget.
Ready to see your options?
Get your business insurance quotes from top
rated small business insurance providers in just
a few minutes.
More FAQs About Small Business Insurance Providers
A small business insurance provider is the insurer that underwrites the policy. A broker (like Simply Business) helps you compare policies from multiple insurance carriers, so you can find coverage that fits.
Start with what you need covered — assess your risks and your legal and industry requirements. Next, compare quotes based on coverage details, not just price. Many small business owners also look for top-rated insurers and a claims process that feels clear and accessible.
Many businesses re-shop coverage at renewal or when their operations change. The key is to avoid gaps in coverage and make sure the new policy matches what you need before you switch.
Yes. Some carriers focus on the unique needs of industries such as contractors or professional services, while others offer broader product lines. Even when two companies offer the same type of coverage, the details — limits, exclusions, and pricing — can differ.
Buying direct can work if you already know which insurer you want. But our online insurance marketplace can help you compare coverage and cost from top rated small business insurance providers with a single application.
A small business insurance provider is the insurer that underwrites the policy. A broker (like Simply Business) helps you compare policies from multiple insurance carriers, so you can find coverage that fits.
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*The displayed price for each product is a monthly estimate calculated from the 10th percentile of relevant policies sold by Simply Business (e.g., General Liability data is used for General Liability estimates). This estimate uses data from relevant policy sales between July–December 2025. Final price and payment terms, which may include an initial down payment, are subject to change based on your state, selected insurance provider, and specific business details.
‡ Displayed price is based on the lowest available coverage limit for Equipment and Small Tools policies.
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