Contractor General Liability Insurance

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Insuring over 1 million small business owners worldwide.

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General Liability

Find out what GL insurance for contractors covers, why you might need it, and how we can help – All in just 60 seconds.

Get a quick estimate in just 3 steps. 

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Contractor general liability cost is largely determined by the type of work you do, the types of risks you’re exposed to, and the number of employees you have.

Some other factors can include where your business is located, how many years of experience you have, and your annual revenue.


In many instances, you can get same-day proof of insurance and 24/7 access to your certificate of insurance (COI) in your online account and in your mobile wallet.


Liability insurance coverage for contractors can financially protect the business you’re building. Without it, you may have to pay out-of-pocket for property damage, accidents, or lawsuits.

In some cases, clients may require that you have insurance before they hire you or allow you to bid on a project. Some states and localities also may require GL coverage for your type of business.


Typically covered:

  • Third-party bodily injury
  • Third-party property damage
  • Personal and advertising injury
  • Medical expenses
  • Damage to your own property
  • Damage to a customer’s personal property stored in your care, custody, and control
  • Professional services
  • Workers’ compensation or injury to your employees
  • Damage to your work
  • Auto liability
  • Expected or intentional injury or damage

We provide customized coverage options and quotes from top-rated small business insurers — all in just 10 minutes. More than 1 million small business owners worldwide trust us with their insurance, and we consistently earn high customer ratings and reviews.

We have more general liability FAQs here


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