Photographer Insurance
Find Affordable Policies Made Especially for Photographers Like You.
Insuring over 1 million small business owners worldwide.
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Need Photographer Insurance?
We Got You.
You’ve spent a good deal of time and money making your passion for photography into a business you love. Do you want to protect the hard work you’ve invested in building your business?
At Simply Business, we offer photography insurance policies that cover the risks you could encounter while running your business. Answer a few simple questions, and we will help you compare quotes from insurers that could cover you. After reviewing your options, you can choose the one that works best for you.
The best thing of all? No more wasting any more of your time. You can get your quote in less than 10 minutes! Get your free quote today.
What to Consider When Looking for The Best Small Business Insurance
Looking for the best coverage fit for your small business? Simply Business can help. Our free quote comparison tool matches you with policy options based on your business’s needs.
What Type of Photographer Insurance Do I Need?
Depending on your photography business’s exact needs, your insurance could include a variety of policies that help protect your business. Here are three policies that we suggest you look into when insuring your photography business:
General Liability Insurance
Coverage for third-party accidents, property damage, and bodily injury. This policy is the most common type of insurance for many small businesses.
Professional Liability Insurance
Coverage for damages and legal costs due to mistakes or negligence claims. This policy is often recommended for businesses that provide advice and guidance to their clients.
Workers’ Compensation Insurance
Coverage to help take care of employees who get sick or injured on the job. Many states require this for businesses with full or part-time employees.
Why Choose Simply Business?
We’re fast and affordable
Get free cleaning business insurance quotes in under 10 minutes, because who wants to spend hours learning about insurance?
We’re human
Insurance can be complicated. But whether you’re browsing our site or talking to one of our agents, you’ll quickly discover that we’re pretty down-to-earth about insurance.
We get your business
Forget one-size-fits-all insurance. Get the protection your cleaning business needs, when you need it the most.
Answers to More Photographer Insurance Questions
s photography business insurance required by law?
Whether or not you’ll need to purchase photography business insurance depends entirely on the state where you live and perform your business. If you have part-time or full-time employees, there’s a good chance you’ll need to invest in workers compensation insurance. However, determining if you’ll need general liability insurance or need to have insurance in order to have a photo shoot will depend on the state where you’re located.
Is photography insurance tax-deductible?
When it comes to filing your business taxes, you can deduct the cost of your photography business insurance premiums. If you’re interested in learning more about what deductions you can claim for your business, we recommend speaking to an accountant or tax professional.
How much photography insurance do I need?
The exact type of policy coverage you’ll need will depend on several factors, such as:
- The size of your business
- Your business’s location
- Your annual revenue
- And more
Our quote form is designed to recommend a specific level of coverage based on the questions you answer regarding the details above. If you have any questions about what policy may be best for you, our licensed agents are available and happy to help.
What should I consider before buying photography insurance?
You have a lot on your plate, so we want to be able to provide a quote for you as quickly as possible. We recommend having the following information on hand when requesting a quote:
- Annual revenue estimates
- Payroll estimates
- Information on any previous claims
Does photography insurance differ by state?
Yes, different states can have different requirements for photography business insurance. When you fill out our quote form, we’ll be sure to let you know which policies your state requires. If you have any questions about how your specific state requirements may impact your business insurance, our licensed agents can help.
What does photography insurance cover?
If you invest in photography insurance that’s comprehensive and includes coverage for general liability, professional liability, and workers compensation, then it can cover:
- Bodily injury
- Accidents and damages
- Employee injuries
- Unintentional mistakes
- And more
How much does photography insurance cost?
Several factors determine how much photography insurance will cost, such as:
- The state and region you serve
- How many employees you have
- The types of projects you specialize in
- And more
Interested in seeing how much your photography insurance would cost? Answer a few questions about your business to get a free quote.
What if I perform multiple activities as a business?
If your business provides more than one service, then our licensed insurance agents can help you find a policy that protects the work you do.
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This content is intended to be used for informational purposes only. It is not intended to provide legal, tax, accounting, investment, or any other form of professional advice.