Affordable Protection for Your Clothing & Apparel Store
Simply Business is pleased to provide tailored insurance options from:
When customers want to rock an #OOTD, they come straight to your clothing store. Whether you sell upscale investment pieces or the latest trends, your clothing store represents your passion for fashion, your obsession with great customer service, and years of hard work.
That’s why Simply Business wants to protect your clothing store with tailored business insurance!
Simply Business can help you find and buy clothing store insurance in just minutes, so you can get back to your business faster. Plus, our clothing store insurance policies are built around the needs of apparel store owners like you, so you don’t have to worry if you have the right protection.
As a clothing store owner, you need an insurance policy that protects your business’s “stuff,” like your merchandise, equipment, etc. Plus, you need insurance that provides you with protection in case a customer ends up hurting themselves as a result of your business. If you don’t have this kind of insurance protection, you could end up paying claims and legal costs out of your own pocket.Get your quote
General liability insurance — which is sometimes referred to as commercial general liability (CGL) insurance — can cover the costs associated with accidents and property damage that may happen in your store or at third-party sites.
General liability can also include contents coverage (GL+), which can cover the equipment and merchandise you keep at your clothing store.
General liability usually covers:
General liability insurance usually does not cover:
Learn more about General Liability Insurance.
Professional Liability insurance provides coverage in the event a customer accuses your clothing store of negligence. For example, if a customer claims that a product you sold ended up causing them financial damage, your professional liability insurance may cover resulting legal costs.
Some clothing stores may find that they need a professional liability policy in addition to general liability coverage. If you’re not sure what you need, don’t worry: Our licensed insurance agents can help you determine which exact policies you need based on your store’s needs.
Professional liability insurance usually covers:
Professional liability insurance usually does not cover:
Learn more about Professional Liability Insurance.
If you have full-time or part-time employees, you may be legally required to take out a workers compensation insurance policy. If an employee gets sick or injured while working for you, this coverage can provide your clothing store with financial protection.
Most states require businesses to carry this coverage as soon as you hire your first employee (regardless of whether they work part-time or full-time), so if this applies to you, be sure to add it to your insurance coverage.
Workers compensation insurance usually covers:
While no two clothing stores are alike, you can get a good idea for what you may pay for clothing store insurance based on:
Want to find out how much your clothing store insurance may cost?
Click here to answer a couple of questions so we can help you learn how much you can expect to pay for your clothing store insurance.
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