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Do I Need Professional Liability Insurance?

Do I Need Professional Liability Insurance?

Do I Need Professional Liability Insurance?

This is an important question. Professional liability insurance protects your business if you or your employees make mistakes during the course of your work. This is why most business owners buy professional liability insurance, as the coverage provides a safeguard against expensive claims that may be filed based on mistakes or negligent actions.

Is Professional Liability Insurance Required By Law?

Each individual state has specific laws governing the requirements of operating a small business, including which insurance coverage you may need. Knowing the exact laws for your state can be a hassle — that's why Simply Business can quickly and accurately determine how much coverage you need.

Keep in mind that even though you may not be legally bound to have professional liability insurance, the coverage can provide you with a competitive edge and peace of mind.

At Simply Business, our licensed insurance agents are dedicated to helping you understand the ins and outs of professional liability insurance and how to secure the best coverage for your business!

Want to know more about professional liability insurance? Check out:

Is Your Business Insured?

Whether you’re shopping for a brand-new policy or comparing policy prices, we can help you find affordable protection that’s personalized to your needs. Start your quote here!


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Simply Business1 Beacon Street, 15th FloorBoston, MA02108


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*Harborway Insurance policies are underwritten by Spinnaker Insurance Company and reinsured by Munich Re, an A+ (Superior) rated insurance carrier by AM Best. Harborway Insurance is a brand name of Harborway Insurance Agency, LLC, a licensed insurance producer in all 50 states and the District of Columbia. California license #6004217.

© Copyright 2021 Simply Business. All Rights Reserved. Simply Business, Inc. is a licensed insurance producer in all U.S. States and the District of Columbia. Simply Business has its registered office at Simply Business, 1 Beacon Street, 15th Floor, Boston, MA, 02108. In the state of California, we operate under the name Simply Business Insurance Agency, Inc., License #0M20593. In the state of New York we operate under the name Simply Business Insurance Agency. In the state of Texas we operate under the name, U.S. Simply Business, Inc. For more information, please refer to our Privacy Policy and Terms & Conditions.