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Do I Need General Liability Insurance?

Do I Need General Liability Insurance?

Most likely you’ll need general liability insurance, especially if your business deals with the public. This is especially true if you work at customers’ homes or offices, as general liability insurance can help cover third-party accidents, physical injuries, and property damage.

Is General Liability Insurance Required By Law?

You may also need general liability insurance if it’s required by your particular state. If that’s the case, Simply Business can help you determine how much coverage your business may need.

Keep in mind that general liability insurance can also help you secure large government contracts or even customers who want proof of insurance. More and more customers are getting very discerning about who they hire - and if you don’t have insurance coverage, they might see you as someone who won’t take their project seriously.

How Does General Liability Insurance Work?

General liability insurance can help keep your business and personal finances safe, meet legal requirements, and even impress customers who might be on the fence about hiring you. Those are some pretty good benefits right there!

Want to know more about general liability insurance? Check out:

Is Your Business Insured?

Whether you’re shopping for a brand-new policy or comparing policy prices, we can help you find affordable protection that’s personalized to your needs. Start your quote here!

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Do I Need General Liability Insurance?


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*Harborway Insurance policies are underwritten by Spinnaker Insurance Company and reinsured by Munich Re, an A+ (Superior) rated insurance carrier by AM Best. Harborway Insurance is a brand name of Harborway Insurance Agency, LLC, a licensed insurance producer in all 50 states and the District of Columbia. California license #6004217.

© Copyright 2022 Simply Business. All Rights Reserved. Simply Business, LLC is a licensed insurance producer in all U.S. States and the District of Columbia. Simply Business has its registered office at Simply Business, 1 Beacon Street, 15th Floor, Boston, MA, 02108. In the state of California, we operate under the name Simply Business Insurance Agency, Inc., License #0M20593. In the state of New York we operate under the name Simply Business Insurance Agency. In the state of Texas we operate under the name, U.S. Simply Business, Inc. For more information, please refer to our Privacy Policy and Terms & Conditions.