“BOP” stands for “business owner’s policy.” However, it’s not just a single type of coverage. It also doesn’t just mean the same thing as “business insurance.” Instead, it’s a bundle of three different specific types of business insurance. A business owner’s policy package typically includes these three policies:
BOP insurance is also customizable, and additional coverages may be available within the bundle.
The primary function of BOP insurance is to help small businesses get a wide array of essential coverage without the confusion of carrying multiple policies. Instead of juggling general liability, property, and business interruption insurance separately, a business owner’s policy allows all three to be bundled together for convenience — and, in some cases, to save you money.
Eligibility is based on various factors, such as revenue and the number of employees the business owner has.
Whether you’re shopping for a brand-new policy or comparing policy prices, we can help you find affordable protection that’s personalized to your needs.
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*Harborway Insurance policies are underwritten by Spinnaker Insurance Company and reinsured by Munich Re, an A+ (Superior) rated insurance carrier by AM Best. Harborway Insurance is a brand name of Harborway Insurance Agency, LLC, a licensed insurance producer in all 50 states and the District of Columbia. California license #6004217.
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