Pressure washing insurance
One application, multiple quotes.
All in one place.
Essential Protection
From
$41.67
/month*
Could help cover claims against your business for property damage and injuries to others.
What’s included:
General Liability
Coverage limits: $1M to $2M†
Get multiple quotes in less than 10 mins
Essential Protection
From
$41.67
/month*
Could help cover claims against your business for property damage and injuries to others.
What’s included:
General Liability
Coverage limits: $1M to $2M†
Get multiple quotes in less than 10 mins
Would you rather pick and choose your coverage? Explore all options
Over 1 million customers worldwide.
Buy instantly online.
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Why Do I Need Pressure Washing Business Insurance?
As a pressure washing pro, you know how to harness the power of water to blast away grime and restore surfaces. But that same force can sometimes cause mishaps and costly damage if things go sideways — water damage, cracked siding, or injuries. The right insurance policies can help protect your business when accidents hit harder than expected.
What Insurance Do I Need for a Power Washing Business?
General Liability Insurance
From
$41.67
/month*
A foundational insurance coverage to help handle costs from third-party accidents, property damage, and bodily injury.
Workers’ Comp Insurance
From
$38.91
/month*
Coverage to help take care of employees who get sick or injured on the job. Most states require this coverage for small businesses with full- or part-time employees. It also can benefit business owners who don’t have employees.
Contractor’s Equipment and Small Tools
From
$20.83
/month‡
Also known as inland marine insurance, this coverage can financially protect equipment and inventory that’s in transport or stored offsite.
Business Owner’s Policy (BOP)
From
$33.75
/month*
General liability, property insurance, and more all in one convenient package.
Business insurance —
a quick explainer
Learn more about policies for small businesses, what they cover, why you might need them, and how we can help – all in just 60 seconds.
Business insurance is often made up of different types of policies to cover different things, similar to how your health insurance can be made up of medical dental and vision coverage. Here are some of the ones small business owners need. General liability is kind of the Swiss army knife of insurance. It can do a lot, like help handle costs from third party accidents, property damage, bodily injury, and more. Nobody’s perfect, right? That’s what professional liability is for. It could come in handy in the event of honest mistakes or claims of negligence. Workers’ comp can protect your business and help take care of employees who get sick or injured on the job. Small businesses are big targets for cyber criminals. Cyber Insurance can help cover costs associated with stolen customer data, cyber attacks, breaches, and fraud. BOP or a business owners policy combines different types of coverages like general liability and commercial property insurance. Putting them together for you is where we come in. You tell us a bit about your business online or on the phone, and we customize the coverage options for what you do and what you need. It’s your business, it should be your insurance as well. That’s why we’re here.
What Does Pressure Washing Insurance Cover?
Pressure washing can deliver powerful results — and sometimes powerful risks. Equipment damage, accidental property harm, and employee injuries can occur when you least expect them. We can help you choose the correct power washing insurance coverages to financially protect your business from messy mishaps such as these:
You’re cleaning a client’s extra grimy vinyl siding when the pressure setting slips into high gear, cracking several wall panels. The homeowner demands you cover the repairs. A general liability policy can help pay for damages that may occur on the job.
Blasting off years of grime is never light work. Imagine an employee loses their footing on a slippery driveway and injures their wrist. Workers’ compensation insurance can help cover medical bills and lost wages as they recover.
This coverage is often legally required and protects your business from costly claims, while ensuring your crew gets the care they need. Even solo pressure washers should consider workers’ comp, as some health insurance plans won’t cover work-related injuries.
Some days, it feels like more than dirt is getting washed away. After a lunch break, you return to your truck to find your pressure washer and hoses missing. An inland marine policy could help cover the cost to replace or repair stolen or damaged equipment on the go.
How Much Does Pressure Washing Insurance Cost?
Try our insurance calculator.
Get a quick estimate in just 3 steps.
Answers to More Pressure Washing Insurance Coverage Questions
Most states require you to carry workers’ compensation insurance if you have employees. There also may be licensing requirements that require certain liability coverages. We recommend checking with your state and local governments.
The cost for your insurance coverage is largely determined by the type of work you do, the types of risks you’re exposed to, the square footage of your office, and the number of employees you have.
Some other factors can include where your business is located, how many years of experience you have, and your annual revenue.
If you’re considering buying power washing insurance, we recommend having the following information on hand when using our power washing insurance calculator:
- The state where you do business
- Your type of business or trade
- Your annual revenue estimates
This information can make it easier to get a quote from one of our insurers.
Small business insurance is what we do. Whether it’s covering you for accidents and mistakes, meeting workers’ comp requirements, or protecting your shop and your tools and equipment, we can help find the coverage you need for your pressure washing business.
We provide customized coverage options and quotes from top-rated small business insurers — in just 10 minutes. More than 1 million small business owners worldwide trust us with their insurance, and we consistently earn high customer ratings and reviews.
Written by
Our +1 million customers are big fans. And you will be too.
I went online, looked around, and found Simply Business. The process was so seamless. I got my certificate within minutes. It was just phenomenal.
Karen
Owner of Tangaza Bath & Body Studio LLC
With Simply Business I know I can look at different carriers, but also see all my stuff in the same place… a lot of [insurance] providers don’t offer a variety of coverage, all in one place.
Jef
Owner of Bunker83 LLC
It wasn’t overwhelming to figure out what was covered and what wasn’t covered. And the cost was competitive.
Kim
Owner of Room to Breathe Professional Organizing
Feel confident in your choice.
We partner with a range of top-rated carriers and use smart technology to match you with policies that fit your specific business, your risks, and budget.
400+
business types covered
1M+
customers worldwide
18
top-rated carriers
We’ve Got More Helpful Information
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How to Get a Pressure Washing License
*The displayed price for each product is a monthly estimate calculated from the 10th percentile of relevant policies sold by Simply Business (e.g., General Liability data is used for General Liability estimates). This estimate uses data from relevant policy sales between July–December 2025. Final price and payment terms, which may include an initial down payment, are subject to change based on your state, selected insurance provider, and specific business details.
† Limits may vary by state and nature of your business.
‡ Displayed price is based on the lowest available coverage limit for Equipment and Small Tools policies.
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