Pressure Washing Insurance

Tailored Protection for Your Pressure Washing Business

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Simply Business is pleased to provide tailored insurance coverage from Hiscox, Travelers, and CNA.

Simply Business is pleased to provide tailored insurance coverage from Hiscox, Travelers, and CNA.

Pressure Washing Insurance That’s Made Just for You

You’re an expert at deep cleaning a client’s property, whether it’s a deck, fence, walkway, or anything else outdoors. While you are knowledgeable on the subject of pressure washing, you may not know as much about small business insurance.

At Simply Business, we can create insurance for your pressure washing business that’s as unique as your business. This coverage can help protect you from common risks, so you can continue delivering great work.

What Insurance Do Pressure Washers Need?

As a pressure washer, your profession is at risk every day for making mistakes, injuring yourself, and damaging a client’s property. Plus, if an employee gets hurt on the job, that could potentially leave your business exposed to lawsuits and medical claims.

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General Liability Insurance for Pressure Washers

General liability insurance — also known as commercial general liability (CGL) insurance — covers costs associated with third-party accidents, property damage, and client lawsuits. Without this type of coverage, your pressure washing business may be held responsible for these costs. That’s why we recommend that pressure washers carry general liability insurance, as it can provide much-needed protection.

General liability usually covers:

  • Bodily injury
  • Third-party property damage
  • Personal and advertising injury
  • Medical expenses
  • And more

General liability insurance usually does not cover:

  • Damage to your property
  • Professional services
  • Workers’ compensation or injury to your employees
  • And more

Learn more about General Liability Insurance.

Professional Liability Insurance for Pressure Washers

Professional Liability insurance — also known as errors and omissions insurance (E&O insurance) — provides coverage in the event a customer accuses your pressure washing business of negligence. If your customer sues your business for mistakes related to your work, your professional liability insurance policy may cover resulting damages and legal costs.

Professional liability insurance usually covers:

  • Negligence or alleged negligence
  • Legal defense costs
  • Claims involving libel and/or slander
  • Copyright infringement
  • And more

Professional liability insurance usually does not cover:

  • Intentional negligence
  • Bodily injury
  • Property damage
  • False advertising
  • Patents and trade secrets
  • And more

Workers Compensation Insurance for Pressure Washers

If an employee gets sick or injured while working for you, workers compensation - also known as employers liability insurance - can provide your business with financial protection. Most states require businesses to carry this policy when you hire your first employee, so be sure to add it to your coverage if you have a team.

Here’s how workers compensation insurance works: If an employee gets injured on the job, this insurance can cover medical costs and lost wages. Carrying workers compensation can provide much-needed security, as having this coverage in place prevents an employee from suing your business for workplace injuries.

How Much Does Insurance for Pressure Washers Cost?

While there’s no one answer for how much pressure washers insurance costs, you can get a good estimate for what you may pay based on:

  • The number of employees and subcontractors you have
  • Your business location
  • The type of services you provide
  • And more

Want to find out how much your pressure washer business insurance may cost?

Click here to answer a few questions so we can help you learn how much you can expect to pay for your pressure washer insurance coverage.

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