Recruiter Insurance
Find out what recruiter insurance coverage you need. Compare policies from leading national insurers. Get a quote in minutes.
Insuring over 1 million small business owners worldwide.
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Why Do I Need Recruiter Insurance?
Matching top talent with dream employers is what you do best. But even the most carefully vetted placements can unravel in unexpected ways. Having the right insurance policies helps protect your recruiting firm when promising connections hit unforeseen bumps.
What Recruiter Insurance Do I Need?
Professional Liability Insurance
Coverage for damages and legal costs for mistakes or negligence claims. This policy is often recommended for businesses that provide advice and guidance to their clients. It also can cover errors that result in unsatisfactory service.
General Liability Insurance
A foundational insurance for recruiters to help handle costs from third-party accidents, property damage, and bodily injury.
Workers’ Comp Insurance
Coverage to help take care of employees who get sick or injured on the job. Most states require this coverage for small businesses with full- or part-time employees. It also can benefit business owners who don’t have employees.
Equipment and Business Property Insurance
Also known as Inland Marine insurance, this coverage can financially protect equipment and inventory that is in transport or stored off-site.
Insurance
What Does Insurance for Recruiters Cover?
Finding, screening, and hiring top talent comes with a unique set of risks. From mishaps during a client visit to claims of a mismatched hire, the stakes for headhunters can be high. We can help you select coverages to protect your business from some of the most common pitfalls:
Honest mistakes and negligence claims
A client claims you recommended a candidate who lied about their credentials, resulting in a costly mismatch. Even if it wasn’t your fault, defending yourself can be expensive. A professional liability policy could help cover legal fees, settlements, and other costs tied to allegations of errors and negligence.
Damage to someone else’s property
Imagine you’re visiting a client’s office to discuss a candidate’s onboarding. You accidentally knock over a high-end monitor, cracking the screen. A general liability policy could help cover the cost of repairs or replacement, protecting you from paying out-of-pocket.
Damaged or stolen equipment
Sometimes the hunt can take a sharp turn. Your laptop, that you use to connect with your clients, is stolen from your car. Business personal property and equipment and business property insurance can help cover the cost of replacing your essential tools, so you can get back to closing the deal.
Care for sick or injured employees
An influx of calls, emails, and resumes from new and existing clients has kept your assistant working long hours at a desk. All that sitting has resulted in back pain and a doctor’s order that they take several weeks off from work. Workers’ compensation insurance could help cover medical bills and lost wages as they recover.
This coverage is often legally required and protects your business from costly claims while ensuring your team gets the care they need. Even if you work solo, workers’ comp is worth considering, since some health insurance policies don’t cover work-related injuries.
Business Insurance
A one-minute explanation
Learn more about policies for small businesses, what they cover, why you might need them, and how we can help – all in just 60 seconds.
Business insurance is often made up of different types of policies to cover different things, similar to how your health insurance can be made up of medical dental and vision coverage. Here are some of the ones small business owners may need. General liability is kind of the Swiss army knife of insurance, it can do a lot like help handle cost from third party accidents, property damage, bodily injury, and more. Nobody’s perfect right? That’s what professional liability is for. It could come in handy in the event of honest mistakes or claims of negligence. Workers’ comp can protect your business and help take care of employees who get sick or injured on the job. Small businesses are big targets for cyber criminals. Cyber Insurance can help cover costs associated with stolen customer data, cyber attacks, breaches, and fraud. BOP, or a business owners policy, combines different types of coverages like general liability and commercial property insurance. Putting them together for you is where we come in, you tell us a bit about your business online or on the phone, we customize the coverage options for what you do and what you need. It’s your business it should be your insurance as well, that’s why we’re here.
How Much Does Insurance for Recruiters Cost?
Try our Recruiter Insurance Calculator
Get a quick estimate in just 3 steps.
Answers to More Recruiter Insurance Questions
Do I need recruiter insurance?
Most states require you to carry workers’ compensation insurance if you have employees. There also may be licensing requirements that require certain liability coverages. We recommend checking with your state and local governments.
How much does recruiter insurance cost?
The cost for your insurance coverage is largely determined by the type of work you do, the kinds of risks you’re exposed to, the square footage of your office, and the number of employees you have.
Some other factors can include where your office is located, how many years of experience you have, and your annual revenue.
What should I consider before buying recruiter insurance?
If you’re thinking of buying recruiter insurance, we recommend having the following information on hand when using our recruiter insurance calculator:
- The state where you do business
- Your type of business or trade
- Your annual revenue estimates
This information can make it easier to get a quote from one of our insurers.
Why work with Simply Business?
Small business insurance is what we do. Whether it’s covering you for accidents and errors, meeting workers’ comp requirements, or protecting your shop and your tools and equipment, we can help find the coverage you need for your recruiter business.
We provide customized coverage options and quotes from top-rated small business insurers — all in just 10 minutes. More than 1 million small business owners worldwide trust us with their insurance, and we consistently earn high customer ratings and reviews.
Feel confident about your choice
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*Actual savings may vary based on the nature of your business, its location, and insurance provider appetite. Savings percentage is calculated using the average price difference of quotes from SB’s panel of insurance providers.