Have you been thinking about getting your contractor’s license? Whether you’re an electrician, plumber, or general contractor, we have the step-by-step guide to becoming official in Missouri.
Best of all, we dug through all of the research out there so you don’t have to. From government sites to articles, we collected the data on what it takes to get a contractor’s license in Missouri so you don’t have to waste your time searching around for this crucial information.
Ready to get licensed?
We get it. Whether you’re just starting out your contracting business or you’ve been doing it for a few years, getting a contractor’s license in Missouri can feel like a pain in the you-know-what. It takes paperwork, paper checks, and lots of mailing to even get licensed…
So what’s the point of doing it all?
Well, here’s the biggest reason: Getting a license takes your career to the next level — and makes you official as a contractor, handyman, electrician, home improvement renovator, or whatever else your business might be.
Plus, a license is required to work in many locations, but it’s also a way you can earn more. Lots of customers may not work with you if you don’t have a contractor’s license, and we can’t exactly blame them.
After all, without a license, you could be leaving yourself - and your customer - in legal hot water. In fact, in many states, it's illegal to operate as a contractor or handyman without a license.
Fortunately, it’s fairly simple to pursue licensure once you know the steps. And, there are a lot of good reasons to do so. Getting a license:
Sound like a good idea? We think so, too. Now here’s how to get started.
Step one? Look for a solid business insurance plan. In your line of work, accidents and injuries happen. Protect your business and its employees by purchasing general liability and worker’s compensation insurance plans.
These plans also cover unexpected losses and damage to your property, including tools, vehicles, and other equipment.
You may need to show proof of business insurance to get your license.
That’s where we come in. Compare free insurance quotes for policies as low as $25.95/month.*Start My Quote
Next up? It’s time to fill out the paperwork.
If you live in Missouri, you can get your license in your local city or county. There isn’t one statewide license, so it’s a process that’s defined at the local level. That means the process is different in Kansas City than it is in St. Louis, so it may involve doing some follow up with your town or city hall to make sure you’ve got the right license.
Before visiting your local municipal department, Missouri requires all licensed contractors to:
You may also need to get a Missouri business license.
Yes — in Missouri your license is granted in your local city or state. To help, we’ve outlined how it works in two of Missouri’s largest cities, Kansas City and St. Louis.
Next, in order to qualify for a license, you need:
Send all of your application materials to:
City Planning & Development – Development Services
Contractor Licensing Branch, City Hall #503
414 East 12th Street, 5th Floor
Kansas City, Missouri 64106
After getting your first license, you can pay $167 every four years for its renewal.
To get your Graduated Business License in St. Louis, you need to:
At first glance, applying for a license and purchasing business insurance might seem tedious. After all, there’s a lot of paperwork involved in getting your contractor license.
But, the benefits greatly outweigh any hassles. With a Missouri contractor’s license, you can grow your business, take on bigger jobs, and earn more in the long run.
It’s worth the time it takes to make yourself official with a license!
* Monthly payment calculations (i) do not include initial premium down payment and (ii) may vary by state, insurance provider, and nature of your business. Averages based on January - December 2020 data of 10% of our total policies sold.
I earned a B.A. in Journalism from the University of Wisconsin at Madison (go Bucky). After realizing my first job might involve carrying a police scanner at 2 am in pursuit of “newsworthy” crimes, I decided I was better suited for freelance blogging and marketing writing. Since 2010, I’ve owned my freelance writing business, EST Creative. When I’m not penning, doodling ideas, or chatting with clients, you’ll find me hiking with my husband, baby boy, and 2 mischievous mutts.
This content is for general, informational purposes only and is not intended to provide legal, tax, accounting, or financial advice. Please obtain expert advice from industry specific professionals who may better understand your business’s needs. Read our full disclaimer
*Harborway Insurance policies are underwritten by Spinnaker Insurance Company and reinsured by Munich Re, an A+ (Superior) rated reinsurance carrier by A.M. Best. Harborway Insurance is a trade name of Simply Business, Inc., which is a licensed insurance producer in all 50 states and the District of Columbia.