Curious about how to become a licensed contractor in Massachusetts, but you aren’t sure where to start?
The contracting industry is a growing one. In fact, according to the Bureau of Labor Statistics, projected job growth for construction laborers and helpers over the next ten years is 11%. That’s a ton of growth.
So how do you become part of this thriving industry?
Well, don’t stress—we’ve broken the process down for you in this comprehensive guide on getting your contractors license.
Becoming a licensed contractor in Massachusetts has a fair share of requirements, like any state-run process. But with this guide at your side, you’re equipped with everything you need to know.
Let’s jump right in!
Hint: It’s always required!
In the state of Massachusetts, contractors need to meet the experience and education requirements from the Massachusetts State Board of Building Regulations and Standards. In other words, the state of Massachusetts handles all contractor licenses, not each city.
All contractors must also pass the contractor’s exam. We’ll cover that in more detail later on.
Here are a few crucial things you need to know about getting your license:
Let’s take a look at each Constructor Supervisor License (CSL) and the Home Improvement Contractor license in more detail, starting with the three types of CSLs.
This license is required for the supervision of construction work on one and two-family dwellings with additional accessory buildings or structures. This includes construction, reconstruction, alteration, repair, removal, or demolition.
An unrestricted license covers buildings—regardless of how they’re used—that are less than 35,000 cubic feet. Like the restricted license, this type of license covers construction, reconstruction, alteration, repair, removal, or demolition. For more details on the specifications of this license, visit the State of Massachusetts website.
Lastly, we have the Specialty CSL. This license covers all Unrestricted CSLs, including:
For a detailed look at the classification of the Specialty CSLs, visit the State of Massachusetts Board of Building Regulation and Stanards.
Now, on to the Home Improvement Contractor classification.
If you’re planning on doing construction-related jobs like exterior painting, wallpapering, and patio repairs, you’ll need to register for your Home Improvement Contractor license. Typically, you’ll need both the Home Improvement Contractor license and the Construction Supervisor license.
For trades like plumbers, electricians, lead abatement, and asbestos abatement you must have the proper licenses as well.
Now that we know what types of licenses there are let’s talk about the requirements.
If this is your first time applying in Massachusetts, you’ll need to provide the following information:
While applying, you can register as an individual, a proprietorship, a partnership, or a corporation. For the Construction Supervisor’s License, you must pay a fee of $150 per license. The Home Improvement Contractor’s Licensing fee is $150 as well, but with a mandatory fee—depending on the size of your business—to the Guaranty Fund to complete your license application.
The Guaranty Fund fee breakdown is as follows:
If you’re applying under a trading name, you must submit a current copy of your business certificate that corresponds with the city or town your business is based on.
If you have any questions, contact the Office of Consumer Affairs and Business Regulation at 617-973-8787 or the toll-free number at 888-283-3757.
The contractor’s exam is part of the application process and it’s mandatory to receive your license.Prometric, a global testing agency, administers all contractor’s license exams. It’s important to note that you must submit your exam registration before scheduling your exam. Once your exam registration has been accepted, you can schedule your exam all within the Prometric website.
You must get at least a 70% on the general knowledge exam, as well as on the Massachusetts State Billing Code requirements. However, if you have test-fright, the exam is open book and is multiple choice.
After you receive your score, send your passing exam report to:
The Division of Professional Licensure
1000 Washington St, Suite 710
Boston, MA, 02118.
Part of being a savvy (and responsible) business owner is preparing for the worst. Unfortunately, passing an exam is a great way to prep, but won't teach or prepare you for everything! Business insurance, liability insurance, and construction bonds ensure you’re prepared for everything and anything.
Business insurance is the coverage a business owner can purchase to protect themselves from losses, liability, and unforeseen events like theft.
Liability insurance covers any costs that come with any third-party accidents, damage, or bodily harm.
Lastly, construction bonds are a safeguard that kicks in if a project fails to complete or if there is another issue that results in a cost to the customer. The company that issued the bond will cover the expenses, and then ask the party that took out the bond for reimbursement.
All three are essential in operating a successful, profitable business.
You may need to show proof of business insurance to get your license.
That’s where we come in. Compare free insurance quotes for policies as low as $25.95/month.*Start Here >
When it comes time to renew your license, you have a few options. However, before you can submit your application to the state of Massachusetts for renewal, you must fulfill the continuing education courses.
The license renewal fee is $100 for each license, and there’s a one-year grace period to renew your license after it expires. If your license has been expired for more than two years, you’ll have to retake the license exam and get a new license.
You can renew your license in three ways:
There you have it! If you have more questions about contractor licensing, the process, or the requirements, leave a comment below!
* Monthly payment calculations (i) do not include initial premium down payment and (ii) may vary by state, insurance provider, and nature of your business. Averages based on January - December 2020 data of 10% of our total policies sold.
I’m a writer who specializes in creating value-packed blog content for eCommerce and SaaS companies and small businesses. When I'm not writing, I’m probably out running, checking out a thriller novel—or two—from the library, or trying to pet the nearest dog.
This content is for general, informational purposes only and is not intended to provide legal, tax, accounting, or financial advice. Please obtain expert advice from industry specific professionals who may better understand your business’s needs. Read our full disclaimer
*Harborway Insurance policies are underwritten by Spinnaker Insurance Company and reinsured by Munich Re, an A+ (Superior) rated reinsurance carrier by A.M. Best. Harborway Insurance is a trade name of Simply Business, Inc., which is a licensed insurance producer in all 50 states and the District of Columbia.