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Legal requirements vary by state, so it’s worth checking to see what your particular state requires. Most states do require workers’ comp insurance if you have full- or part-time employees. It’s also possible that you’ll need proof of insurance to lease a space or work on a customer’s property.

Comprehensive insurance that includes general liability, professional liability, and workers’ compensation can cover:

It can, but the Simply Business quote tool takes your location into consideration when searching for quotes. Plus, licensed insurance agents on the phone can answer questions and help you better understand your state’s requirements.

Simply Business is an online business insurance brokerage that lets you compare and buy policies from national insurers. We have over a decade of experience in making business insurance clearer, easier, and simpler for our customers.
*SoFi Insurance Agency receives compensation in the event you obtain insurance from this site through Simply Business. SoFi Insurance Agency is not affiliated with Simply Business, and their privacy and security policies may differ from SoFi’s privacy and security policies. All insurance policies obtained from this site are provided through Simply Business and underwritten by third party insurance providers. SoFi Insurance Agency takes no responsibility for products, offers, rates, or terms offered by Simply Business on this page or others.
Actual prices, costs, premiums and savings, and the availability of coverage may vary by state, insurance provider, and nature of your business. Terms and conditions apply. Please review important details and all terms and conditions before proceeding.