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Technology Services Insurance

Customized Protection for Your Technology Services Business

Simply Business is pleased to provide tailored insurance options from:

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Technology Services Insurance That’s Made Just for You

Whether you’re a master of VPN or you know your way around a help desk, Simply Business can provide tailored technology services insurance policies that may protect you from lawsuits, damages, and more. Get the coverage you need for your technology services business today!

What Insurance Do Technology Services Need?

Since you may spend a lot of time helping clients with their IT services and support, you’ll probably need coverage that protects you from claims of errors or negligence stemming from your technology services. Let Simply Business build a policy that’s personalized just for you.

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Need more detail? Read our FAQs:

Coverage Type

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Technology Services Professional Liability Insurance

Professional liability insurance — which you also may know as errors and omissions insurance — is a type of policy that protects business owners in service-driven industries like yours. It can provide coverage in the event a customer alleges negligence regarding your technology services. If a client decides to sue you, this policy may cover damages and legal costs that you might be ordered to pay due to negligence.

Professional liability insurance usually covers:

  • Unintentional negligence
  • Legal costs
  • Libel and/or slander claims
  • Copyright infringement
  • And more

Professional liability insurance usually does not cover:

  • Intentional negligence
  • Bodily injury
  • Damages to third-party property
  • Patents and trade secrets
  • And more

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General Liability Insurance for Technology Services

If you have an office or you tend to spend time on clients’ sites, you may want to add a general liability policy to your technology services insurance. That’s because this type of policy covers you in case of third-party claims of bodily injury or damage to someone else’s property. For example, if you accidentally knock over a client’s desktop computer and it breaks, general liability insurance can cover the cost of replacement.

General Liability usually covers:

  • Bodily injury
  • Third-party property damage
  • Personal and advertising injury
  • Medical expenses
  • Defense costs
  • Supplemental payments

General liability usually does not cover:

  • Workers’ compensation
  • Claims involving office equipment and tools
  • Software
  • Professional liability
  • Disputes with employees

Learn more about General Liability Insurance.

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Workers Compensation Insurance for Technology Services

If you have full-time or part-time employees, you may be legally required to carry workers compensation insurance. This policy covers any medical bills, lost wages, and legal costs that occur when an employee gets hurt or sick while on the job.

Most states require any business with employees — sometimes even subcontractors — to have workers compensation insurance. It’s worth checking to see if you should add it to your technology services insurance coverage!

Learn more about workers compensation insurance.

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How Much Does Technology Services Insurance Cost?

Want to see how much your technology insurance policy might cost? We can help with that!

When coming up with your insurance policy cost, we’ll ask you some questions about:

  • The number of employees you have
  • Your business location
  • The type of technology services you provide
  • Employee payroll (this includes you!)
  • Revenue
  • And more

Want to find out how much your insurance policy might cost? Just click here to answer a few questions about your business.

© Copyright 2020 Simply Business. All Rights Reserved. Simply Business, Inc. is a licensed insurance producer in all U.S. States and the District of Columbia. Please be advised that insurance coverage cannot be added, deleted or otherwise changed until it is confirmed in writing by Simply Business or your insurance carrier. Simply Business has its registered office at Simply Business, 1 Beacon Street, 15th Floor, Boston, MA, 02108. In the state of California, we operate under the name Simply Business Insurance Agency, Inc., License #0M20593. In the state of New York we operate under the name Simply Business Insurance Agency. In the state of Texas we operate under the name, U.S. Simply Business, Inc. For more information, please refer to our Privacy Policy and Terms & Conditions.