Door and Window Installation Insurance

Affordable Protection for Door and Window Installation Services

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Door and Window Installation Insurance That’s Made Just for You

Whether a customer wants to replace damaged or old windows or needs a new front door, you specialize in ensuring window and door installations run smoothly. While you’re busy taking care of your customers, small business insurance looks after your business with essential protection.

At Simply Business, we can help you find a door and window installation insurance policy that’s as unique as your business. This coverage can help protect you from common risks so that you can continue delivering great work for your customers.

What Insurance Do Door and Window Installers Need?

Whenever you’re installing a window or door, you’re working on a customer’s property. This naturally exposes your business to accidents and property damage. Having insurance coverage would help to cover some repair costs and medical bills.

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General Liability Insurance for Door and Window Installers

When performing installations, you run the risk of injuring yourself or damaging a customer’s property. For example, while replacing a window, you might accidentally break a glass pane and cut your hand. With general liability insurance (also known as commercial general liability (CGL) insurance), some medical bills and property repair costs may be covered.

General liability usually covers:

  • Bodily injury
  • Third-party property damage
  • Personal and advertising injury
  • Medical expenses
  • And more

General liability insurance usually does not cover:

  • Damage to your own property
  • Professional services
  • Workers compensation or injury to your employees
  • Damage to your work
  • Expected or intentional injury or damage
  • And more

Learn more about General Liability Insurance.

Professional Liability Insurance for Door and Window Installers

If your business makes mistakes or is negligent while providing door and window installations, professional liability insurance provides coverage should a customer file a claim or lawsuit. For example, if you recommended that a client use a certain window brand that you forgot had been recalled or was faulty, your customer could take you to court for negligence. Without this essential policy, paying costly legal and financial fees will come out of your pocket.

Professional liability insurance usually covers:

  • Negligence or alleged negligence
  • Legal defense costs
  • Claims involving libel and/or slander
  • Copyright infringement
  • Claims and damages
  • And more

Professional liability insurance usually does not cover:

  • Intentional negligence
  • Bodily injury
  • Property damage
  • False advertising
  • Employment matters
  • Patents and trade secrets
  • And more

Learn more about Professional Liability Insurance.

Workers Compensation Insurance for Door and Window Installers

Ensuring your employees that they’re protected (with insurance) in the event of a workplace injury is a legal requirement in most states. Workers compensation — also known as employers liability insurance — provides your business with financial protection and much-needed security. Having this coverage prevents employees from suing your business for workplace injuries.

Coverages include:

  • Medical Payments
  • Lost Wages
  • Rehabilitation Expenses
  • Death Benefits

Here’s how workers compensation insurance works: If an employee gets injured on the job, this insurance can cover medical costs and lost wages.

How Much Does Insurance for Door and Window Installers Cost?

While there’s no single answer for how much insurance costs for door and window installers, you can get an estimate for what you may pay based on:

  • Your revenue
  • Your payroll
  • Your business location
  • The type of services you provide
  • And more
  • Want to find out how much your door and window installation business insurance may cost?

Click here to answer a few questions so we can help you learn how much you can expect to pay for your door and window installation insurance coverage.

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