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How Much Does Workers Compensation Insurance Cost?

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How Much Does Workers Compensation Insurance Cost?

The short answer here is, it depends.

Like many types of insurance coverage, cost is often determined by a number of factors. When it comes to workers comp, some of the most important influencers of cost include:

What your business does — Some industries, such as construction, can be risky for workers. As a result, that can have an effect on the insurance coverage premium.

Your business payroll — Your annual payroll can be part of the price determination as well. So when shopping for workers comp insurance, it’s helpful to have your payroll information at hand.

Your claims history — If you’ve had workers compensation claims in the past, that also could play a role in setting your premium price.

Where you do business — Laws governing workers comp can vary from state to state, and they can have an effect on the final cost of your coverage.

Each business is different. So if you’re looking for workers comp insurance, it can help to talk with people who know a lot about insurance and a lot about being a small business owner.

It just so happens that we have informed and helpful people here at Simply Business. You can talk with them by calling 855-930-2844.

Want to know more about workers compensation insurance? Check out:

Is Your Business Insured?

Whether you’re shopping for a brand-new policy or comparing policy prices, we can help you find affordable protection that’s personalized to your needs.

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How Much Does Workers Compensation Insurance Cost?


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*Harborway Insurance policies are underwritten by Spinnaker Insurance Company and reinsured by Munich Re, an A+ (Superior) rated insurance carrier by AM Best. Harborway Insurance is a brand name of Harborway Insurance Agency, LLC, a licensed insurance producer in all 50 states and the District of Columbia. California license #6004217.

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