Manufacturing Insurance
Customized Insurance for Your Manufacturing Business
Over 1 million customers worldwide.
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Manufacturing Insurance That’s Made Just for You
Whether it’s plastic materials, recyclable goods, or any other mass production of materials, you are really good at getting a large (or small) batch of item requests made efficiently and under deadlines. You know how important it is to make sure your manufacturing facility is super clean, safe, and following a specific procedure and schedule to do your best job.
However, you may not know much about small business insurance policies.
What Insurance Do Manufacturers Need?
General Liability
A foundational insurance coverage to help handle costs from third-party accidents, property damage, and bodily injury.
From
$20.75
/month*
Workers’ Comp
Coverage to help take care of employees who get sick or injured on the job. Most states require this coverage for small businesses with full- or part-time employees. It also can benefit business owners who don’t have employees.
From
$38.91
/mon*
From
$25.83
/month*
Business insurance —
a quick explainer
Learn more about policies for small businesses, what they cover, why you might need them, and how we can help – all in just 60 seconds.
Need more detail? Read our FAQs:
Professional Liability Insurance for Manufacturers
Professional Liability insurance — also known as errors and omissions (E&O insurance) — provides coverage in the event a customer alleges negligence resulting from your professional services. Say a customer ordered a batch of plastic tumbler cups, and upon receiving the order, they allege the product’s design is clearly poorly done and may cause injury. Professional liability insurance may help cover the legal costs for dealing with those claims.
- Negligence or alleged negligence
- Legal defense costs
- Claims involving libel and/or slander
- Copyright infringement
- And more
- Intentional negligence
- Bodily injury
- Property damage
- False advertising
- Patents and trade secrets
- And more
General Liability Insurance for Manufacturers
Let’s say that you have a client visiting your facility to see the production of their product in person. And on that visit, if they somehow accidentally injure themselves on your property due to liquid on the floor, coverage from your general liability policy may help cover their medical bills too.
Learn more about General Liability Insurance.
- Bodily injury
- Third-party property damage
- Personal and advertising injury
- Medical expenses
- Defense costs
- Supplemental payments
- Damage to your own property
- Professional services
- Workers compensation or injury to your own employees
- Known claims or potential claims
Workers Compensation Insurance for Manufacturers
Do you have full-time employees or part-time help? If so, you may need workers compensation insurance. If someone who works for you gets hurt on the job, this coverage provides help with medical bills, lost wages, and any legal costs that relate to the injury.
Most states require any business with employees to have workers compensation insurance, so make sure you add it to your policy!
Learn more about workers compensation insurance.
How Much Does Manufacturer Insurance Cost?
Not sure how much you might pay for coverage as a manufacturer? While there’s no one answer for how much your policy will cost, your final premium will usually be determined by:
- The number of employees you have (including part-time and consultants)
- Your location
- Payroll
- Revenue
- And more
Want to find out how much your insurance policy might cost? Just click here to answer a few questions about your business.
What Does Manufacturing Insurance Cost
Try our insurance calculator.
Get a quick estimate in just 3 steps.
Why Manufacturers Choose Simply Business
Small business insurance is what we do. Whether it’s covering you for accidents and errors, meeting workers’ comp requirements, or financially protecting your business from the unexpected, we can help find the coverage you need for your business.
Start your quote
Answer a few questions about
your business in one form.
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Our +1 million customers are big fans. And you will be too.
I went online, looked around, and found Simply Business. The process was so seamless. I got my certificate within minutes. It was just phenomenal.
Karen
Owner of Tangaza Bath & Body Studio LLC
With Simply Business I know I can look at different carriers, but also see all my stuff in the same place… a lot of [insurance] providers don’t offer a variety of coverage, all in one place.
Jef
Owner of Bunker83 LLC
It wasn’t overwhelming to figure out what was covered and what wasn’t covered. And the cost was competitive.
Kim
Owner of Room to Breathe Professional Organizing
Feel confident in your choice.
We partner with a range of top-rated carriers and use smart technology to match you with policies that fit your specific business, your risks, and budget.
400+
business types covered
1M+
customers worldwide
18
top-rated carriers
We’ve Got More Helpful Information
*The displayed price for each product is a monthly estimate calculated from the 10th percentile of relevant policies sold by Simply Business (e.g., General Liability data is used for General Liability estimates). This estimate uses data from relevant policy sales between July–December 2025. Final price and payment terms, which may include an initial down payment, are subject to change based on your state, selected insurance provider, and specific business details.
† Limits may vary by state and nature of your business.
‡Displayed price is based on the lowest available coverage limit for Equipment and Small Tools policies.