Mobile Hairdresser Insurance

Personalized Protection For Your Mobile Hairdresser Business

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Simply Business is pleased to provide tailored insurance options from:

Mobile Hairdresser Insurance That’s Made Just For You

As a mobile hairdresser, it’s safe to say you spend a lot of your time at customers’ homes. That means if you don’t have the right insurance protection, you could end up exposing yourself and your business to risks if an unhappy client decides to sue for an error you made.

Here at Simply Business, we specialize in affordable insurance that’s personalized for mobile hairdressers just like you. So you can be sure you’re getting the exact coverage you need - no more, no less.

What Insurance Do Mobile Hairdressers Need?

If you’re spending 99% of your day in other people’s homes, you’ll probably need business insurance that covers you in a variety of situations. Let Simply Business build a mobile hairdresser insurance policy that’s personalized just for you.

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General Liability Insurance for Mobile Hairdressers

General liability insurance - also known as commercial general liability (CGL) insurance - is an excellent policy to have if you’re spending a lot of your time in someone else’s home. This coverage protects your business from a customer’s claims of bodily injury or damage to their property. For example, if you accidentally got hair dye on a customer’s carpet and damaged it, your policy may pay for resulting damages and legal fees.

General liability usually covers:

  • Bodily injury
  • Third-party property damage
  • Personal and advertising injury
  • Medical expenses
  • And more

General liability insurance usually does not cover:

  • Damage to your own property
  • Professional services
  • Workers compensation
  • Known claims or potential claims
  • And more

Learn more about General Liability Insurance.

Professional Liability Insurance for Mobile Hairdressers

Professional liability insurance - also commonly referred to as errors and omissions insurance - is a type of policy that protects you in case a customer accuses you of negligence resulting from your services. This is perhaps one of the most important policies for mobile hairdressers, simply because so much of what you do is based on your advice and expertise.

Professional liability insurance usually covers:

  • Negligence
  • Legal defense costs
  • Libel and/or slander (reputational damage)
  • Copyright infringement
  • And more

Professional liability insurance usually does not cover:

  • Intentional negligence
  • Physical injury
  • Property damage
  • False advertising
  • Patents and trade secrets
  • And more

Workers Compensation Insurance for Mobile Hairdressers

If you have an employee who travels with you and your business, you may need workers compensation insurance. This type of insurance policy covers medical bills, lost wages, and any legal costs that may occur if your employee gets hurt or sick at work.

Most states require any business with employees to have workers compensation insurance, so double-check if you should add it to your mobile hairdresser insurance coverage!

Learn more about workers compensation insurance.

How Much Does Insurance for Mobile Hairdressers Cost?

Want to know how much you might pay for mobile hairdresser insurance? While the policy price varies from business to business, your insurance premium will usually be determined by:

  • If you have employees (full-time and/or part-time)
  • The locations you serve
  • Payroll
  • Revenue
  • And more

Ready to see how much your mobile hairdresser insurance will cost? Just click here to answer a couple of questions about your business.

Want to find out how much your mobile hairdresser insurance will cost? Just click here to answer a couple of questions about your business.