Advertising agency
insurance
Advertising agency insurance
Find out what insurance coverage you need for your advertising agency. Compare policies from leading national insurers. Get a quote in minutes.
Essential Protection
From
$25.83
/month*
Can provide coverage if a client claims there was a mistake in the professional services you provided.
What’s included:
Errors & Omissions / Professional Liability
Coverage limits: $100K to $3M†
Get multiple quotes in less than 10 mins
Essential Protection
From
$25.83
/month*
Can provide coverage if a client claims there was a mistake in the professional services you provided.
What’s included:
General Liability
Coverage limits: $100K to $3M†
Get multiple quotes in less than 10 mins
Would you rather pick and choose your coverage? Explore all options
Over 1 million customers worldwide.
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Why Does an Advertising Agency Need Insurance?
From bold concepts to final deliverables, your work helps brands stand out and sell more. But agency life moves fast, and when the unexpected happens — like an accident on set or a mistake that disrupts your workflow — advertising agency insurance ensures one mishap doesn’t derail your next project.
What Type of Advertising Agency Insurance Do I Need?
General Liability Insurance
From
$20.75
/month*
Foundational insurance for advertising agencies to help handle costs from third-party accidents, property damage, and bodily injury.
Business Owner’s Policy (BOP)
From
$33.75
/month*
General liability, property insurance, and more all in one convenient package.
Professional Liability
From
$25.83
/month*
Coverage for damages and legal costs due to mistakes or negligence claims.
Workers’ Comp Insurance
From
$38.91
/month*
Coverage to help take care of employees who get sick or injured on the job. Most states require this coverage for small businesses with full- or part-time employees. It also can benefit business owners who don’t have employees.
Business insurance —
a one-minute explanation
Learn more about policies for small businesses, what they cover, why you might need them, and how we can help — all in just 60 seconds.
What Does Advertising Agency Insurance Cover?
Agency work touches a lot of moving parts: clients, vendors, locations, and deliverables. And creative projects don’t always stick to the script. Here’s how insurance for advertising agencies can help protect you from these common risks:
Damage to someone else’s property
During a studio shoot, a light stand tips over and damages the client’s computer. A general liability policy could help cover the cost of repair or replacement and protect you from other third-party damage or injury claims.
Honest mistakes and negligence claims
A client says a missed launch window sank the campaign and sues your agency to recoup costs. A professional liability policy could help cover the cost of resolving the claim and protect you against related legal expenses.
Protection for your business property
A power surge damages your editing suite and servers, forcing you to pause work while equipment is repaired or replaced. A Business Owner’s Policy (BOP) bundles general liability, commercial property protection, and business interruption coverage to help pay for damages, repairs, and lost income so you can get back to work quickly.
Many advertising agencies choose a BOP because it offers more protection than a stand-alone general liability policy without costing much more — a great option if you’re established or planning to grow.
Care for sick or injured employees
An employee trips over cable runs during a shoot and fractures their ankle. Workers’ compensation insurance can help cover their medical bills and provide wage replacement as they recover.
Workers’ comp is often legally required and can protect your business from costly claims, as well as taking care of your crew if they get sick or injured on the job. Even if you operate solo, we recommend workers’ comp insurance, since many health insurance policies won’t cover work-related injuries.
How Much Does Insurance for Advertising Agencies Cost?
Try Our Advertising Agency Insurance Calculator
Get a quick estimate in just 3 steps.
How Much Does Insurance for Advertising Agencies Cost?
Try Our Advertising Agency Insurance Calculator
Get a quick estimate in just 3 steps.
Why Advertising Agencies Choose Simply Business
Small business insurance is what we do. Whether it’s covering you for accidents and errors, meeting workers’ comp requirements, or financially protecting your business from the unexpected, we can help find the coverage you need for your advertising agency.
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Access flexible insurance options specifically built for your unique business needs.
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*The displayed price for each product is a monthly estimate calculated from the 10th percentile of relevant policies sold by Simply Business (e.g., General Liability data is used for General Liability estimates). This estimate uses data from relevant policy sales between January–June 2025. Final price and payment terms, which may include an initial down payment, are subject to change based on your state, selected insurance provider, and specific business details.
† Limits may vary by state and nature of your business.