IT consultant insurance
IT consultant insurance
One application, multiple quotes.
All in one place.
Essential Protection
From
$25.83
/month*
Can provide coverage if a client claims there was a mistake in the professional services you provided.
What’s included:
Professional Liability / Errors & Omissions
Coverage limits: $100K to $3M†
Get multiple quotes in less than 10 mins
Essential Protection
From
$25.83
/month*
Can provide coverage if a client claims there was a mistake in the professional services you provided.
What’s included:
Professional Liability / Errors & Omissions
Coverage limits: $100K to $3M†
Get multiple quotes in less than 10 mins
Would you rather pick and choose your coverage? Explore all options
Over 1 million customers worldwide.
Buy instantly online.
Why Does an IT Consultant Need Insurance?
As an IT consultant, your work keeps businesses connected and protected. But one unexpected glitch could cause a system crash or data loss. IT consultant insurance can help protect your business from costly setbacks so you can stay focused on solving your clients’ toughest tech problems.
What Type of IT Consultant Insurance Do I Need?
Professional Liability
From
$25.83
/month*
Coverage for damages and legal costs due to mistakes or negligence claims.
General Liability Insurance
From
$20.75
/month*
A foundational insurance coverage to help handle costs from third-party accidents, property damage, and bodily injury.
Workers’ Comp Insurance
From
$38.91
/month*
Coverage to help take care of employees who get sick or injured on the job. Most states require this coverage for small businesses with full- or part-time employees. It also can benefit business owners who don’t have employees.
Equipment and Business Property Insurance
From
$20.83
/month‡
Also known as inland marine insurance, this coverage can financially protect equipment and inventory that’s in transport or stored offsite.
Business Owner’s Policy (BOP)
From
$33.75
/month*
General liability, property insurance, and more all in one convenient package.
Business insurance —
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Learn more about policies for small businesses, what they cover, why you might need them, and how we can help – all in just 60 seconds.
What Does IT Consultant Insurance Cover?
A damaged laptop, a potential negligence claim, or a jobsite injury — the right coverage can help safeguard your business and peace of mind. Here’s how IT consultant insurance can protect you from these common risks:
Honest mistakes and negligence claims
A client blames your software recommendation for lost sales after a system crash. Professional liability insurance, also known as errors and omissions, could help cover the cost of resolving the dispute and help protect you against a negligence claim.
Damage to someone else’s property
Imagine you’re working onsite with a client installing new hardware and you accidentally drop their laptop. The computer is physically damaged, and your client sues you for the replacement cost. A general liability policy could help cover those types of third-party accidents.
Care for sick or injured employees
Your assistant trips over a loose network cable and sprains their ankle. Workers’ compensation insurance can help cover the medical bills and provide wage replacement as they recover.
Workers’ comp is often legally required and can protect your business from costly claims, as well as taking care of your crew if they get sick or injured on the job. Even if you operate solo, we recommend workers’ comp, since many health insurance policies won’t cover work-related injuries. It’s best to check the requirements for your specific state and location.
How Much is IT Consultant Insurance?
Try our IT consultant insurance calculator.
Get a quick estimate in just 3 steps.
How Much is IT Consultant Insurance?
Try our IT consultant insurance calculator. Get a quick estimate in just 3 steps.
Answers to More IT Consultant Insurance Coverage Questions
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*The displayed price for each product is a monthly estimate calculated from the 10th percentile of relevant policies sold by Simply Business (e.g., General Liability data is used for General Liability estimates). This estimate uses data from relevant policy sales between July–December 2025. Final price and payment terms, which may include an initial down payment, are subject to change based on your state, selected insurance provider, and specific business details.
† Limits may vary by state and nature of your business.
‡ Displayed price is based on the lowest available coverage limit for Equipment and Small Tools policies.