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Notary Insurance

Protect Your Notary Business Today with an Affordable Insurance Plan.

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Simply Business is pleased to provide tailored insurance options from:

  • Accredited America
  • ABIC Insurance
  • AXIS Insurance Company
  • biBERK Business Insurance
  • Clear Blue Insurance
  • CNA Insurance
  • Frank Winston Crum Insurance
  • Harborway Insurance
  • Hiscox Insurance
  • Markel Insurance
  • NASW Risk Retention Group, Inc.
  • RLI Insurance
  • SolePro Insurance
  • Travelers Insurance
  • USG Insurance Services, Inc.

Insuring Small Businesses is Our Signature Service

As a notary public, you play an essential role in life-changing events. Whether you witness the signing of a new home purchase, a business contract, or a family trust, your careful eye ensures that your clients are in good hands.

Your business deserves the same level of attention. At Simply Business, we help remove the complexities of finding notary insurance so that you can stay focused on your job.

Just give us 10 minutes. All it takes is a phone call or a single online visit to find quotes from the nation’s top insurers.

Ready to make the call?

Get your quote

Business Insurance FAQs:

What is Business Insurance?

What is General Liability Insurance?

What is Professional Liability Insurance?

More business insurance FAQs

Coverage Types

Small Business Insurance

General Liability Insurance

Professional Liability Insurance

Self-Employed Business Insurance

Here are three types of policies that can be part of your notary insurance coverage:

  • General liability insurance
  • Errors and omissions insurance
  • Workers compensation insurance

Benefits of notary insurance:

  • It can help protect your business from certain claims.
  • It can cover damages caused by negligence.
  • Proof of insurance can help clients feel good about your work.
  • Insurance may be required where you conduct business.

What Types of Insurance Do Notaries Need?

Protecting people from fraud and identity theft is beneficial and rewarding, but there are risks with being a notary. We can tailor your notary insurance to help fit your specific needs.

Here are three types of policies we typically recommend:

General Liability Insurance

General liability insurance covers costs resulting from third-party accidents, property damage, and bodily injuries, including clients and vendors. You may need a GL policy if you own or rent an office space.

Here’s why: Let’s say you’re meeting with a client at your office. You offer him a cup of coffee and accidentally spill some on his lap. The burn from the hot coffee is so bad that he has to go to the emergency room.

If you have general liability coverage, your policy can help cover your client’s medical bills, plus legal costs if you get sued (up to your policy limit). That means you don’t have to worry about putting your business or family at risk.

Here’s what general liability insurance usually covers:

  • Third-party bodily injury
  • Third-party property damage
  • Personal and advertising injury
  • Claims arising from product defects
  • Medical expenses
  • And more

GL insurance usually doesn’t cover:

  • Damage to your own property
  • Professional services
  • Workers compensation or injury to your employees
  • Damage to your work
  • Automobiles while in business use
  • Expected or intentional injury or damage
  • And more

Notary Errors and Omissions Insurance

For notaries, even the slightest error could result in a lawsuit. Errors and omissions insurance covers the costs of legal claims or damage caused to a customer by negligent acts or omissions associated with your work.

Here’s an example: You received an urgent visit to notarize a power of attorney (POA) for an elderly patient coming out of a nearby hospital. You connect with the patient and the relative receiving the POA. Nothing appears out of the ordinary, so you notarize the POA document.

As it turns out, the “relative” is a scam artist who steals money from elderly patients. The patient’s family members file a lawsuit, suing you for negligence.

If you have notary errors and omissions insurance, the cost of legal fees and other monetary damages could be covered by your policy, up to its limits.

An E&O insurance notary policy usually covers:

  • Errors or alleged errors
  • Legal defense costs
  • Omissions or alleged omissions
  • Claims and damages
  • And more

E&O insurance does not cover:

  • Intentional acts
  • Property damage
  • Medical expenses
  • Bodily injury
  • And more

Workers Compensation Insurance

If you have even one employee, you may need workers compensation insurance. Workers compensation covers an employee’s medical expenses and other losses in the event of a work-related injury.

Workers comp can cover:

  • Medical costs
  • Lost wages during a worker’s time off
  • Rehabilitation expenses
  • Death benefits

It does not cover:

  • Client or vendor accidents
  • OSHA fines
  • Work safety improvements
  • Wages for a worker who replaces the injured employee

Why Do I Need Notary Insurance?

You deal with important transactions every day. Any misstep could cost you thousands of dollars — not to mention your reputation. Even if a mistake isn’t your fault, you may still be sued by a disgruntled client.

With notary insurance, you’ll have peace of mind knowing that you and your business are covered. While you’re protecting others, insurance protects you.

Notary Insurance FAQs

  • Whether or not you need notary insurance may depend on where you live. Check with your local government to find out what’s required in your area.

    If you have part-time or full-time employees, you’ll likely need to carry workers compensation insurance.

    Additionally, you may need proof of business insurance to rent office space or equipment.

    Is my insurance policy premium tax-deductible?

    You may be able to deduct your insurance premiums when filing your business’s taxes. We recommend checking with an accountant for more information.

  • You may be able to deduct your insurance premiums when filing your business’s taxes. We recommend checking with an accountant for more information.

  • The amount of coverage you’ll need will largely depend on factors such as:

    • The size of your business
    • Your business’s location
    • Your annual revenue
    • And more

    Our quote form and licensed insurance agents will gather information to help you find coverage for your notary business. If you have questions, our insurance pros are there to assist!

  • It’s helpful to have the following information handy:

    • Your annual revenue estimates
    • Your payroll information
    • Information on any previous insurance claims

  • A comprehensive solution that includes both general liability and business personal property insurance can cover:

    • Third-party bodily injury
    • Third-party accidents and damages
    • Theft, damage, and loss of business property
    • And more

  • It often depends on many factors. As a general rule of thumb, you can expect the cost of your policy to be determined by:

    • Your revenue
    • Your payroll
    • Number of employees
    • Your business location
    • The type of services you provide
    • And more

    You can get business personal property coverage as an addition to your general liability (GL) insurance. And we can help you find GL policies for as low as $22.50 per month.*

    Wondering how much you’ll pay for notary insurance? Click here to answer a few easy questions and get free quotes to compare policies.

Why Choose Simply Business?

We’re a fast-growing online insurance provider for small business owners, meaning thousands of customers trust us to protect their growing businesses.

At Simply Business, we also make it easy to get insured. We work with the nation’s most trusted insurance companies to help you find and compare free quotes for notary business policies.

So why choose Simply Business? It’s simple:

We’re fast and affordable. Our policies are fast, affordable, and ready when you are. Say goodbye to stressing about having coverage.

We’re flexible with coverage. If you need to make changes to your insurance coverage, we’re here to help.

We get your business. Your business is unique, so shouldn’t your insurance policy be? We understand small businesses, and we’ll help make sure you find the coverage you want for business’s needs.

We’re trustworthy and reassuring. No one wants to experience an accident, injury, or lawsuit. But if one of those events happens to you, we have your back. You can trust your insurance policy to help cover costs and help you get back doing the work you love.

We make it easy to compare free quotes. Insurance doesn’t need to be complicated. Our online quote form lets you choose from policies that meet your needs.

*Monthly payment calculations (i) do not include initial premium down payment and (ii) may vary by state, insurance provider, and nature of your business. Averages based on October - December 2021 data of 10% of our total policies sold.

This content is intended to be used for informational purposes only. It is not intended to provide legal, tax, accounting, investment, or any other form of professional advice.

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*Harborway Insurance policies are underwritten by Spinnaker Insurance Company and reinsured by Munich Re, an A+ (Superior) rated insurance carrier by AM Best. Harborway Insurance is a brand name of Harborway Insurance Agency, LLC, a licensed insurance producer in all 50 states and the District of Columbia. California license #6004217.

© Copyright 2022 Simply Business. All Rights Reserved. Simply Business, LLC is a licensed insurance producer in all U.S. States and the District of Columbia. Simply Business has its registered office at Simply Business, 1 Beacon Street, 15th Floor, Boston, MA, 02108. In the state of California, we operate under the name Simply Business Insurance Agency, Inc., License #0M20593. In the state of New York we operate under the name Simply Business Insurance Agency. In the state of Texas we operate under the name, U.S. Simply Business, Inc. For more information, please refer to our Privacy Policy and Terms & Conditions.